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Valued Contributor
Posts: 2,971
Registered: ‎02-09-2012

First Charge?

...a cup of dark sumatra coffee, from the local coffee shop.

Pretty uneventful, haha.
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Moderator
Posts: 9,674
Registered: ‎01-28-2010

Re: First Charge?


Repo-ed wrote:
...a cup of dark sumatra coffee, from the local coffee shop.

Pretty uneventful, haha.

Nice !!   I don't remember exactly what I bought first with my Zync....but it's very possible that it might have been a bottle of something at the package store.... :smileytongue:

 

I honestly don't think AMEX cares what you purchase most of the time.........

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Frequent Contributor
Posts: 455
Registered: ‎03-09-2011

Re: First Charge?

Had to break it in with something anyway; why not a great cup 'o joe?  :smileywink:



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Blogger
Posts: 2,876
Registered: ‎02-02-2012

Re: First Charge?

My first charge on my BCE was my fall tuition for my accounting courses.

A nice whopping $1,400 a day after activating it :smileyhappy:

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Established Contributor
Posts: 1,002
Registered: ‎12-06-2011

Re: First Charge?

your semester tuition is ONLY $1400?! damn... that's nice!

Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Blogger
Posts: 2,876
Registered: ‎02-02-2012

Re: First Charge?


2NE1 wrote:
your semester tuition is ONLY $1400?! damn... that's nice!

Eh, it's a community college.

It's a "special case", but yeah, three classes for summer/fall and it comes out to that. lol

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012

Re: First Charge?

The first charge on my CSP card was a $3k+ car part, one day after activation. I wonder if that made them nervous. :smileyhappy:

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Contributor
Posts: 2,971
Registered: ‎02-09-2012

Re: First Charge?

I know they do not care about your purchases.


I certainly didn't intend to make a new thread, just to talk about it - haha, I thought I replied to my other zync thread already in progress.  oh well

 

No, I was really just excited to have my own Amex card again - a prime card to boot, and was day dreaming about how I might first whip it out, and swipe it.

 

Just some coffee and the guy took it and handed it back :manindifferent:

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Regular Contributor
Posts: 565
Registered: ‎06-12-2010

Re: First Charge?

It has been only 3 weeks since I got my Zync and I cannot remember what I put on it :smileyembarrassed:


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
Valued Contributor
Posts: 2,971
Registered: ‎02-09-2012

Re: First Charge?


psychoinhell wrote:

It has been only 3 weeks since I got my Zync and I cannot remember what I put on it :smileyembarrassed:


So long you are PIF'ing, I guess (as stated above) it's no big deal. We'll just enjoy our cards responsibly.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!

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