Geico premium decrease!

[L0RDAVENTAD0R]

I pay $234.07 a month for one vehicle & $283.05 on another... I would love to only pay $60.00 a month. My heart would probably melt. Lol.

[twall06]

@GMCSierraDenali why is yours so high thats crazy .

[L0RDAVENTAD0R]

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@twall06 wrote:
@GMCSierraDenali why is yours so high thats crazy .

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I'm only 22, . I just started my own policy last October. I've been on my parents policy since I was 17 & just switched over to my own via Geico's family program.

[twall06]

Thats still crazy when i got off my parents with geico i was 21 mine stayed the same and never decreased . But at that time they did have the cheapest rate i could find and i never had a problem with them .

[guiness56]

It depends a lot on the vehicle you insure and whether you are male or female.  Females tend to have lower rates than males the same age.

[Henchman21]

Yeah, my insurance has never been more than $170. It was even cheap on my corvette, which really surprised me.

[E150GT]

I pay $155 a month to fully insure a 2010 mazda 3 and liabiity only on an 84 mercedes. Im 29 and a male. I wonder if I could get it cheaper but I love USAA...

[twall06]

USAA is usually higher most people keep them cause it is who they have always had . I would just get a few quotes may find it cheaper..

[guiness56]

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@twall06 wrote:
USAA is usually higher most people keep them cause it is who they have always had . I would just get a few quotes may find it cheaper..

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For me they are significantly lower than any other insurance.

[L0RDAVENTAD0R]

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@twall06 wrote:
Thats still crazy when i got off my parents with geico i was 21 mine stayed the same and never decreased . But at that time they did have the cheapest rate i could find and i never had a problem with them .

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What kind of car do you have on your own policy & how old were you when you were first put on your parents ?

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@guiness56 wrote:

It depends a lot on the vehicle you insure and whether you are male or female.  Females tend to have lower rates than males the same age.

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 22 year old male with an '03 GMC Sierra Denali & an '08 GMC Sierra Denali... When i was on my parents I was insured under their '04 GMC Yukon XL & '07 Chevy Avalance. Would being a young male being insured with trucks cause such a high monthly payment ? Although I do have one accident (deemed wasn't my fault) when I was 17 or 18 on my record & 2 points on my license (February '12) for driving w/my high beams on by accident (got pulled over by a cop who was having a bad day).