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Gib by the numbers.

Established Contributor

Gib by the numbers.

This week will mark 9 months of "rebuilding" and I wanted somewhere to check in 3 months from now, and then in a year from now.

Here's the meat...

Scores November 2015 : EQ 659 TU 663 EX 673

Scores January 2015 : 550s -560s

Open CC Accounts before 2/15/15 : 0

Accounts opened 2/15/15 to 11/7/15 : 32

Available credit - personal : $80,000

Available Credit - as AU : $30,000

Total available Credit : $110000

Utilization : 13% and trending down

Current AAoA : 4 years 7 Months

Applications Pending approval/denial : 2

 

CLI's from February to November: $46,450

Inquiries : About 100

Inquiries for cards I should have know better than to apply for : 60-ish

Number of Crefit Reports I plan to freeze in December : 3

Months I SHOULD garden : 24

Months I likely WILL garden : 3

Regrets : 0

23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
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