Do you have a credit horror story to share with the rest of your myFICO family? If so, let's hear it, and don't leave out the gorey details!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I do have a little 'funny' though. I was working p/t at a local retailer. A guy in his 30's came through my line, handed me his cc. Declined. Hmmmm, pulled out another card...Declined. We went through his entire wallet and all declined. He suddenly realized that his soon to be ex probably went shopping.
@fishbjc wrote:I do have a little 'funny' though. I was working p/t at a local retailer. A guy in his 30's came through my line, handed me his cc. Declined. Hmmmm, pulled out another card...Declined. We went through his entire wallet and all declined. He suddenly realized that his soon to be ex probably went shopping.
Now that's funny! Well,,, not for him!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@KoolDev wrote:About 20 years ago, my uncle's wife left him. She was heard saying that she wouldnt leave this marriage with out anything..............
He gets ready to take a loan and gets denied.......
Phone calls start from random credit cards.........
30k in credit card debt had been run up......... took him years to get it straightened out...... He ended up having to pay for most of it, living off sandwichs and eating at my moms and grandmas for several years, living as a hermit........ Poor guy
and Ramen! that's the good stuff 
