I've been lurking for awhile before I joined here. So, I thought that I would come on out and say hello today. I'm really excited to be a part of this board. I'm really enjoying the information, feedback and support that I see. It's really an encouring place to come. And quite honestly, I must admit, I've become an addict. 
Looking forward to throwing my two cents out there from time to time.
Thx! This is a great forum, very supportive, encouraging and addicting 
Ahhh.... It may be in sight for next year. I actually have come up quite a bit from 709 earlier this year. I've been able to build my score by paying off my higher balances, And after my recent little spree, I couldn't be more happy. I'm just pleasantly surprised that I could make such a mark on my scores like that. I only really became interested in climbing when it came time to look for a new car. I'm actually looking at trying to decide whether to apply for one more card or increase my limit on another. So, I'm pretty sure that 800 will be off in the distant future. I'm trying not to let temptation take over though.......