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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012

Re: Hello Old Friends

I'm fairly new here but I have learned a lot. Hats off to you, ByrdMan and the other 'ol timers' on this thread!

Welcome back! 😊
Senior Contributor
Posts: 3,879
Registered: ‎01-10-2008

Re: Hello Old Friends

3 cheers to the old timers! Great to see some are still in the house from time to time! Have missed seeing ya'll post in recent years. Be well and prosper.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Contributor
Posts: 613
Registered: ‎03-13-2008

Re: Hello Old Friends

[ Edited ]

I have come and gone on this forum for 6 years... It is one of my oldest forums. I take long sabbiticals, and then I come back, but as you can tell by my join date and number of posts I prefer to lurk. Smiley Happy So many old faces! 

Established Contributor
Posts: 1,025
Registered: ‎04-01-2008

Re: Hello Old Friends

Oh, wow! How nice to see posts from THIS group! I too, have mostly been a lurker. When I first stumbled on the forums I was pretty overwhelmed and clueless. While still nowhere near an expert, I've learned so much from all of you! I would read for hours in just about every free moment. After awhile, I was able to determine who had the most experience and wisdom.  And this was the group!  Nice to see you all back!

EQ 842, EX 842, TU 842

Take the myFICO Fitness Challenge
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007

Re: Hello Old Friends

Where is de avatar?  Smiley Very Happy


And welcome back from an oldtimer who is a month shy of his 7th birthday on this board  Smiley Happy

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 4,383
Registered: ‎05-01-2008

Re: Hello Old Friends

Much like Barbaralee....this is one of my oldest forums as well.  So many great people & so much great information.  Like the wayward child...I always come back home!!

Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Posts: 10,087
Registered: ‎01-15-2009

Re: Hello Old Friends

I've been registered here a while.. more of a lurker and have become more active lately. It's so nice to see older registered posters coming back, I do hope that it's for a longer period of time than just a thread. Smiley Wink I've learned a great deal from this forum and I hope that it will be part of my life moving forward as well.
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007

Re: Hello Old Friends

I guess I missed the party.Smiley Indifferent

Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012

Re: Hello Old Friends


JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Regular Contributor
Posts: 145
Registered: ‎04-05-2014

Re: Hello Old Friends

I'm a "newbie" to myfico forums, but I cannot believe the info and tips I've picked up already from my reading.  Great teaching on these boards.  Planning on spending as much time as I can. Thank all of you "in advance".Smiley Happy

Starting Score Feb. 2013: 568
Current Scores: TU (715) {Myfico} EQ {Myfico} (723) EX (751)
Goal Scores: All at 750 by 3rd Qtr 2016 (Before tackling 800's) Don't procrastinate, take the first step!

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