Posts: 26,588
Registered: ‎09-13-2012

Re: Hello Old Friends

I'm fairly new here but I have learned a lot. Hats off to you, ByrdMan and the other 'ol timers' on this thread!

Welcome back! 😊
Senior Contributor
Posts: 3,577
Registered: ‎01-10-2008

Re: Hello Old Friends

3 cheers to the old timers! Great to see some are still in the house from time to time! Have missed seeing ya'll post in recent years. Be well and prosper.

06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
Posts: 410
Registered: ‎03-13-2008

Re: Hello Old Friends

[ Edited ]

I have come and gone on this forum for 6 years... It is one of my oldest forums. I take long sabbiticals, and then I come back, but as you can tell by my join date and number of posts I prefer to lurk. :smileyhappy: So many old faces! 

In the garden until December 4, 2015
Established Contributor
Posts: 993
Registered: ‎04-01-2008

Re: Hello Old Friends

Oh, wow! How nice to see posts from THIS group! I too, have mostly been a lurker. When I first stumbled on the forums I was pretty overwhelmed and clueless. While still nowhere near an expert, I've learned so much from all of you! I would read for hours in just about every free moment. After awhile, I was able to determine who had the most experience and wisdom.  And this was the group!  Nice to see you all back!

1/28/14 EQ 817, (6/30/14)EX 821, TU 817 on 6/13/2014

Take the myFICO Fitness Challenge
Super Contributor
Posts: 8,160
Registered: ‎03-25-2007

Re: Hello Old Friends

Where is de avatar?  :smileyvery-happy:


And welcome back from an oldtimer who is a month shy of his 7th birthday on this board  :smileyhappy:

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 4,243
Registered: ‎05-01-2008

Re: Hello Old Friends

Much like Barbaralee....this is one of my oldest forums as well.  So many great people & so much great information.  Like the wayward child...I always come back home!!

Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Posts: 6,305
Registered: ‎01-15-2009

Re: Hello Old Friends

I've been registered here a while.. more of a lurker and have become more active lately. It's so nice to see older registered posters coming back, I do hope that it's for a longer period of time than just a thread. :smileywink: I've learned a great deal from this forum and I hope that it will be part of my life moving forward as well.
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:778(12/04) - EQ04:770(10/31) - EQ08:791(12/05) - TU08:798(12/05)
Goal Score: 800+
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007

Re: Hello Old Friends

I guess I missed the party.:smileyindifferent:

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
Posts: 4,652
Registered: ‎06-21-2012

Re: Hello Old Friends


JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Regular Contributor
Posts: 116
Registered: ‎04-05-2014

Re: Hello Old Friends

I'm a "newbie" to myfico forums, but I cannot believe the info and tips I've picked up already from my reading.  Great teaching on these boards.  Planning on spending as much time as I can. Thank all of you "in advance".:smileyhappy:

Starting Score Feb. 2013: 568
Current Scores: TU (660) {Myfico} EQ (678) {Myfico} EX (692)
Goal Scores: 700 by 1st Qtr 2015 (Before tackling 800's)
Don't procrastinate, take the first step!

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