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Valued Member
Posts: 29
Registered: ‎03-06-2013

Hi all

Hello, I am a new user. I am trying to get my act together, credit-wise. I am just trying to figure out how the site works, discussion boards etc. 

Starting Score: EX: 678 EQ: 677 TU: 667 03/06/2013
Current Score: EX: 684 EQ: 687 TU: 705 03/31/2014 / Last App: 08/04/2013 / In the Garden Until: 01/04/2013

      NPSL           $5000           $3000           $3000           $2500           $2000           $1000            $1000           $1000           
Community Leader
Senior Contributor
Posts: 27,991
Registered: ‎02-07-2013

Re: Hi all

Welcome to the forumSmiley Happy

+ Chase ink =

Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012

Re: Hi all

Welcome! Welcome! make yourself at home!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Contributor
Posts: 797
Registered: ‎05-01-2012

Re: Hi all

Welcome to the show!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Posts: 27,207
Registered: ‎09-13-2012

Re: Hi all

Welcome! There is a wealth of knowledge and experience here- I know I learned a lot.
Valued Contributor
Posts: 2,689
Registered: ‎06-05-2008

Re: Hi all

[ Edited ]

Lots to learn here.  Welcome to the forums!

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
Posts: 2,107
Registered: ‎06-16-2012

Re: Hi all

welcome aboard!!!

gardening since 10/05/15
Frequent Contributor
Posts: 281
Registered: ‎08-13-2011

Re: Hi all

Welcome.....There is so much to learn and there are so many helpful people here Smiley Happy

Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $5000, Capital One Platinum $15000, Barclays Rewards $5700, Walmart $6000, Amazon Store Card $6000.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Frequent Contributor
Posts: 253
Registered: ‎02-05-2012

Re: Hi all

Welcome!!! We all started that way!! On to a better credit future!!!! *poors newbie a glass of wine*Smiley Happy

Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: Citi Simplicity 10,000 / Discover IT 9,700/ Chase freedom 4,800/ Care credit 10,000/ R us MasterCard 6,500/ kohls 2,500/ LensCrafters 2,400/ Capital1 platinum 2,000/ citi double cash 13,200
Established Contributor
Posts: 955
Registered: ‎02-02-2013

Re: Hi all

Hiya and welcome!! Smiley Happy

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000

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