Valued Member
Posts: 29
Registered: ‎03-06-2013

Hi all

Hello, I am a new user. I am trying to get my act together, credit-wise. I am just trying to figure out how the site works, discussion boards etc. 

Starting Score: EX: 678 EQ: 677 TU: 667 03/06/2013
Current Score: EX: 684 EQ: 687 TU: 705 03/31/2014 / Last App: 08/04/2013 / In the Garden Until: 01/04/2013

      NPSL           $5000           $3000           $3000           $2500           $2000           $1000            $1000           $1000           
Community Leader
Valued Contributor
Posts: 23,612
Registered: ‎02-07-2013

Re: Hi all

Welcome to the forum:smileyhappy:

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012

Re: Hi all

Welcome! Welcome! make yourself at home!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Contributor
Posts: 795
Registered: ‎05-01-2012

Re: Hi all

Welcome to the show!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 709 (PSECU 04/05/14) 703 (my FICO 04/14/14) TU: 724(04/14/14) EQ: 676 (04/14/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Posts: 22,450
Registered: ‎09-13-2012

Re: Hi all

Welcome! There is a wealth of knowledge and experience here- I know I learned a lot.
Valued Contributor
Posts: 2,521
Registered: ‎06-05-2008

Re: Hi all

[ Edited ]

Lots to learn here.  Welcome to the forums!

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
Posts: 1,464
Registered: ‎06-16-2012

Re: Hi all

welcome aboard!!!

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)

Regular Contributor
Posts: 193
Registered: ‎08-13-2011

Re: Hi all

Welcome.....There is so much to learn and there are so many helpful people here :smileyhappy:

Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover More 2k, Capital One Platinum 7.5K, Barclays Apple Finance Visa 2.7k.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Regular Contributor
Posts: 177
Registered: ‎02-05-2012

Re: Hi all

Welcome!!! We all started that way!! On to a better credit future!!!! *poors newbie a glass of wine*:smileyhappy:

Current: TU 753 EQ 755 EX 753 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: Chase freedom 3,300 /Discover IT 2,250/ Zales 6,000/Care credit 10,000 / kohls 1,500/ LensCrafters 2,400/Capital1 platinum 1,000
Established Contributor
Posts: 955
Registered: ‎02-02-2013

Re: Hi all

Hiya and welcome!! :smileyhappy:

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000

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