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@Broke_Triathlete wrote:
@Anonymous wrote:
@Creditplz wrote:
^^ agreed, I tired putting $15k down on a BMW last week with a credit card and they said no, 5,000 max.. I not only tried one dealership, I tried contacting 11 dealers and they all said no.If you're using a Visa card, it is against the rules to lilmit the purchase amount or down payment on a car to a certain dollar amount.
Interesting...I've never heard of that before! I'll have to look into that! You learn something new everyday, right? Haha.
I had e-mailed Visa directly right before I purchased a car and they told me the dealer wasn't allowed to place a maximum you can use to pay for a car down payment. In fact, it's against their policy for any merchant to do it.
At $49k here, but that's after having the card for 10+ years and requesting regular CLIs. I can't imagine any issuer starting someone with a credit limit that high upon application, but if they did, I'm sure it wasn't an instant approval and required some documentation review!
The highest I've seen was last week 2011beginnings got a CLI to 46,500. Maybe someone who has been here longer knows of someone with more.
Discover is my next target for 50K. I've neglected this card for quite some time. I got a CLI of 5K about two weeks ago to bring it to 29K. I've had my Discover card since 1986, pretty much when it made its debut. I didn't know they were now doing SP's for CLI's. It always used to be a hard pull, and I haven't pursued increases agressively, which now can be done apparently.
@android01 wrote:Discover is my next target for 50K. I've neglected this card for quite some time. I got a CLI of 5K about two weeks ago to bring it to 29K. I've had my Discover card since 1986, pretty much when it made its debut. I didn't know they were now doing SP's for CLI's. It always used to be a hard pull, and I haven't pursued increases agressively, which now can be done apparently.
You should definitely be hitting that button every 90 days android. Like you should hit it right now. That would be an easy $50k+ line for you.