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How Many Credit Cards do you bring with you at all time?

Community Leader
Valued Contributor

Re: How many cards do you like to carry in your wallet?

The ones I carry around with me are...

 

- Amex Plat

- Chase United MileagePlus Explorer

- CSP

- Amex SPG

 

So that's 4.

Message 61 of 68
Established Contributor

Re: How many cards do you like to carry in your wallet?

In the last 2ish months I have been carrying a big man purse ( a Longchamp Le Pliage in the mini; for any handbag people)

 

 

To what is in my wallet...

 

Redcard Credit- Always- ( I originally only carried the debit version, but eventually decided I wanted the credit version I have no clue why)

 

Kohls Charge- Always (I guess I have an attachment to my Kohls charge? It is not like I go to Kohls everytime I am out)

 

Discover IT- Always (5% gas and 1% general spend)

 

Marvel Mastercard- Always ( 3% Fast food/ Eating out along with 1% general spend) Love that there is no cap on 3% cashback

 

I carry 4 cards 2 of which only work at 1 store.

 

 

 

I refuse to carry debit cards they stay at home in the lock box or on my night stand

 

 

AAOA 15 months Fico 08's 714 717 678 11% Utilization
Message 62 of 68
Valued Contributor

Re: How many cards do you like to carry in your wallet?

it really varies for me since I keep new accounts rotating in.

 

At the moment I have Ritz, Amex SPG Bus, Amex Blue for Bus, and... Discover for some reason.

Message 63 of 68
Member

Re: How Many Credit Cards do you bring with you at all time?

I always carry:

 

1: CSR (previously CSP)

2: Freedom

3: Freedom Unlimited

 

I also keep my Charles Schwab Debit card on me so I can get reimbursed on any ATM fees if I urgently need cash.


Message 64 of 68
Regular Contributor

Re: How Many Credit Cards do you bring with you at all time?

Well seems like alot of us carry afew. Mine is 5 cards
Chase Ritz carlton
Amex delta platinum
Citi preferred use to be prestige but downgraded
Wells fargo amex propel
My debit card
They all serve a purpose for me.
But if i had to only use 1 card i would choose my Ritz card
Message 65 of 68
Regular Contributor

Re: How Many Credit Cards do you bring with you at all time?

Since I keep my cards in a small fossil credit card holder with 5 slots...

 

2 debit cards - 1 NFCU, 1 PenFed

 

2 credit cards - 1 Disco (since I'm in my first year and want reap the 5% cats x2) and the other is rotating - right now Amex Plat for spend bonus, previously it was Ritz Carlton

 

1 DL kept in the middle 5th slot

 

Come this November/December - I'll probably lock the Disco away and go with Amex Plat and maybe the PenFed Power Cash

Message 66 of 68
Highlighted
Frequent Contributor

Re: How Many Credit Cards do you bring with you at all time?

My everyday cards are:
BCP
GoRewards
Discover
Normally I would carry my DC but, it's currently assigned to BT duties.
EX08: 742 (15)inqs, TU08: 748 (11)inqs, EQ08: 741 (9)inqs. 3% util., $149,450 spread across 9 cards. THE DIRT: (1) 60 days late-9/13, (2) 30 days late-7/13 as of 1/13/18
Message 67 of 68
Valued Contributor

Re: How Many Credit Cards do you bring with you at all time?

I really need a new wallet; the pockets where I keep my store member-program cards (Food Lion MVP, Giant, Harris Teeter, Panera, Costco ID, etc.) are shot from being overstuffed so long. Smiley Tongue As for credit/debit cards, asof today I carry around my BoA debit card, my Cap One secured and unsecured MC and my transit-benefit debit card. When my Discover It comes in, I think that's really when I'll have to pop for a new wallet because I'm literally out of slots....

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 4/19/18:TU 664/EX 697/EQ 695 FICO 8 or 683 FICO 9 (Penfed 3/13/2018), VS 3.0 4/17/18: TU 713/EX 709/EQ 708. $71,800 revolving credit as of 3/23/18; $4000 Walmart Store Card, $4500 Discover It, $5000 Discover It #2 (new 3/12), $6000 Cap One Quicksilver MC, $6000 Amazon Prime Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $7300 Overstock Store Card, $10K Cap One QS Rewards Visa Signature, $15K Care Credit, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Resetting the garden clock from 3/12/18...
Message 68 of 68