When I travel in the USA, I carry 2 CCs: NFCU is my everyday card and a backup. My BU is usually PenFed or Barclays. I NEVER carry my debit card.
If I am traveling overseas, I will add the Delta AMEX as my 3rd card.
I always carry about $50 cash locally, $200 if I travel within the USA and $1500 if I travel overseas. I have a $20 bill hidden in each vehicle for emergency gas purposes. I have never used any of my back up plans. However, my Mother always told me, "It is better to have and not need, than to need and not have".
I love you Mom.
3-6 cards total each from different banks depending on where I'm going and what I'm doing. I pretty much use the same 3 cards most of the time unless I meeting spend on a new card, any extras I carry are backup when traveling. The rest stay at home in their own dedicated CC wallet. Main Debit card stays home at all times. Though I carry a debit card linked to a secondary account with a much smaller amount of cash in it for random ATM withdrawals, as needed.
5, Chase Sapphire Reserve, Chase Freedom, Paypal Extra, Sam's Club MasterCard, Discover IT
EQ 743 TU 736 EX 732 in 2/07/18 with 32 Credit Cards of Total Credit Limit $147000
I currently have three cards. A mastercard, visa and american express. How many cards do you carry in your wallet? I feel like three isn't enough? Even though they have plenty of availability (25k). How many do you consider is comfortable in your wallet?
I also carry 3 cards with me: American Express Platinum, Chase Fairmont, and the Discover IT. I tend to pay with my AmEx whenver possible followed by the Chase card as a number of places I go are VISA only.
Currently: Chase Sapphire Preferred for almost everything right now (hello $625 travel credit spend bonus), AmEx Platinum for flexibility on large purchases and because I enjoy seeing it when I open my wallet, Discover it for fuel and BJ's Wholesale Club (10% back with matching promo), Chase Freedom idle until Q2 5% categories but didn't take it out of my wallet, PenFed Defender for emergency cash advance (no fee). My AmEx Gold was swiped 99% of the time from 2002 until about a year ago - it was weird to take that out of my wallet.
I am trying to cut down the amount of cards i carry right now its CSR, EDP, Freedom and my debit card from Alliant CU. The three CC cover almost all my spending so it works for me