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How Many Credit Cards do you bring with you at all time?

Regular Contributor

Re: How Many Credit Cards do you bring with you at all time?

I carry a slim money clip that holds my fav 3: AmEx Platinum, USBank Cash+ and the Discover IT. Coupled with a drivers liscence, school ID, and insurance card there ain't much room for anything else.

Message 31 of 68
Established Contributor

Re: How Many Credit Cards do you bring with you at all time?

When I travel in the USA, I carry 2 CCs: NFCU is my everyday card and a backup.  My BU is usually PenFed or Barclays.  I NEVER carry my debit card.

 

If I am traveling overseas, I will add the Delta AMEX as my 3rd card.

 

I always carry about $50 cash locally, $200 if I travel within the USA and $1500 if I travel overseas.  I have a $20 bill hidden in each vehicle for emergency gas purposes.  I have never used any of my back up plans.  However, my Mother always told me, "It is better to have and not need, than to need and not have".

 

I love you Mom.

F'08 APR16: EQ714, EX675, TU679; Clean since BK7 D/C 6/2011
Message 32 of 68
Established Contributor

Re: How Many Credit Cards do you bring with you at all time?

3-6 cards total each from different banks depending on where I'm going and what I'm doing.  I pretty much use the same 3 cards most of the time unless I meeting spend on a new card, any extras I carry are backup when traveling.  The rest stay at home in their own dedicated CC wallet.  Main Debit card stays home at all times.  Though I carry a debit card linked to a secondary account with a much smaller amount of cash in it for random ATM withdrawals, as needed.

Message 33 of 68
Established Contributor

Re: How Many Credit Cards do you bring with you at all time?

BCE,Cash+ are in my pocket daily...

Now all my other CCs stay in a backpack that's either 1. At home. or 2. In the car. Either or

wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 34 of 68
Established Member

Re: How Many Credit Cards do you bring with you at all time?

5, Chase Sapphire Reserve, Chase Freedom, Paypal Extra, Sam's Club MasterCard, Discover IT


EQ 739 TU 724 EX 723 in 12/06/17 with 30 Credit Cards of Total Credit Limit $137000

Message 35 of 68
Frequent Contributor

How many cards do you like to carry in your wallet?

I currently have three cards. A mastercard, visa and american express. How many cards do you carry in your wallet? I feel like three isn't enough? Even though they have plenty of availability (25k). How many do you consider is comfortable in your wallet?

In Wallet 03/15/2017: CSR $11,000 | Chase Freedom Unlimited $6,000

In Garden Until 2019
Message 36 of 68
Regular Contributor

Re: How many cards do you like to carry in your wallet?

I also carry 3 cards with me: American Express Platinum, Chase Fairmont, and the Discover IT. I tend to pay with my AmEx whenver possible followed by the Chase card as a number of places I go are VISA only. 


Message 37 of 68
Valued Contributor

Re: How many cards do you like to carry in your wallet?

I carry all my cards

Amex PRG
Amex BCE
Chase Amazon Prime
Chase United Explorer
BoFA 321
American Express PRG__American Express BCE__Chase Amazon__Chase United TravelBank___American Express Everyday

Message 38 of 68
Community Leader
Valued Contributor

Re: How many cards do you like to carry in your wallet?

Currently: Chase Sapphire Preferred for almost everything right now (hello $625 travel credit spend bonus), AmEx Platinum for flexibility on large purchases and because I enjoy seeing it when I open my wallet, Discover it for fuel and BJ's Wholesale Club (10% back with matching promo), Chase Freedom idle until Q2 5% categories but didn't take it out of my wallet, PenFed Defender for emergency cash advance (no fee).  My AmEx Gold was swiped 99% of the time from 2002 until about a year ago - it was weird to take that out of my wallet.


$500k+ club. | FICO 08 [Jan 2018]: EQ 742 (↓1) EX 736 (↓5) TU 736 (↓7) | World's worst gardener.


Message 39 of 68
Super Contributor

Re: How many cards do you like to carry in your wallet?

I am trying to cut down the amount of cards i carry right now its CSR, EDP, Freedom and my debit card from Alliant CU. The three CC cover almost all my spending so it works for me



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 40 of 68