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Valued Contributor
Posts: 2,346
Registered: ‎05-27-2015

Re: How many cards do you like to carry in your wallet?

I had 20 or so in my wallet while on vacation down at Disney world over the last week. Lol
I mainly used Marvel for everything associated with Disney and dining, Penfed for gas, Discover for shopping deals at the outlet stores, USAA Limitless on general spend. Along with IHG and Hyatt for the rooms. And last but not least the FNBO 2% cash back on general spend, since the Limitless is over 50% utilization at the moment.

I never know what I'm going to use. So I normally have majority of my cards on me most of the time. Sounds crazy but I know I saved $350 to $400 by utilizing my cards on this trip.. Definitely worth my time.
7/27/15 FICO 8 EX (730) TU (679) EQ (668)
current FICO 8 EX (764) TU (774) EQ (751)

2 yrs AAoA
Inqs (EX)23(EQ)19 (TU)15
Super Contributor
Posts: 9,582
Registered: ‎06-19-2013

Re: How many cards do you like to carry in your wallet?

I am trying to cut down the amount of cards i carry right now its CSR, EDP, Freedom and my debit card from Alliant CU. The three CC cover almost all my spending so it works for me



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Valued Member
Posts: 39
Registered: ‎04-04-2015

Re: How many cards do you like to carry in your wallet?

I carry 3 cards with me: A credit union debit card,
First National Bank of Omaha (2% Cashback Visa),
and the Bank of the West (Cash Back MasterCard).


I use 2 other credit cards for "Recurring Charges".
The US-Bank Cash+ and the Citi Double Cash.


I now only have 4 credit cards.

Valued Contributor
Posts: 1,672
Registered: ‎01-10-2016

Re: How many cards do you like to carry in your wallet?

I carry 12, Amex platinum, Discover it, Cabelas, CSP, Citi DP, BofA Cash rewards Visa, BofA BBR

Just to name a few
Established Contributor
Posts: 566
Registered: ‎08-31-2016

Re: How many cards do you like to carry in your wallet?

[ Edited ]

I have a nice big wallet to match my nice big purse, but I've slimmed down the cards i carry. I have 4 with me at all times (not counting my store card to Old Navy, Target Debit and my Amazon Prime Visa):

Amex BCE

Discover It

Penfed Promise Visa

Amex Hilton Honors



Daily Drivers: Amex BCE- $18,500 and Discover IT- $26,000
EQ: 721 TU: 716 EX: 683
Regular Contributor
Posts: 237
Registered: ‎08-12-2016

Re: How many cards do you like to carry in your wallet?

I carry five, the rest are in my "sock drawer".


12/27/16 - Eq683 TU666 Ex681
02/07/17 - Eq688 TU719 Ex681 03/21/17 Eq738 TU753 Ex750
New Contributor
Posts: 59
Registered: ‎10-11-2014

Re: How many cards do you like to carry in your wallet?

I would LIKE to only carry 1 card but since maximizing rewards is important to me, I have to carry all cards I need to make that happen.

I only have 5 cards total. My 2 Quicksilvers and my new Commence card stay in my SD since I only use those to auto-pay a few bills. So I only carry 2 cards in my wallet today. CSR for dining/travel and Blispay for general spend. I used to also carry my SallieMae for Grocery spend but when it was reduced to the Commence, I SD'd it.

Valued Contributor
Posts: 1,630
Registered: ‎03-03-2015

Re: How many cards do you like to carry in your wallet?


xgac12x wrote:

I currently have three cards. A mastercard, visa and american express. How many cards do you carry in your wallet? I feel like three isn't enough? Even though they have plenty of availability (25k). How many do you consider is comfortable in your wallet?


Amex PRG. 

Capital One QS if they don't take Amex. 

BoA debit card, if I need cash. 

 

Plus driver's license, Costco card, and insurance. 


In the garden since 3/18/17 - Mini app spree Smiley Happy
Starting scores:
552 EQ, 570 TU, 558 EX Current scores (3/21/17): 724 EQ 692 TU 702 EX
Moderator
Posts: 8,940
Registered: ‎08-12-2013

Re: How many cards do you like to carry in your wallet?

[ Edited ]

xgac12x wrote:

I currently have three cards. A mastercard, visa and american express. How many cards do you carry in your wallet? I feel like three isn't enough? Even though they have plenty of availability (25k). How many do you consider is comfortable in your wallet?


In my actual wallet:

 

Cash+

Double Cash

Marvel MC

Target redCard

JCP

BBR #2

Sam's Club MC

Discover It

BCE

 

9 cards...yikes.  I really should stick BCE in the SD.  DC will be switched once I get the Barclay Rewards cards, as I'll use it for gen spend & groceries to help meet my spend bonus.  




Start: 619 (TU08, 9/2013) | Current: 767 (TU08, 3/13/17)
Sam's Club MC $25000 | AMEX BCE $20400 | Discover IT $18000 | Cap 1 QS WMC $16500 | NFCU CLOC $15000 | JCP $15000 | Care Credit $10200 | BoA BBR #1 $10100 | CashForward WMC $10000 | WCU Visa $10000 | Marvel MC $10000 | Macy's AMEX $10000 | Macy's Store $10000 | Citi DC $9600 | Amazon Store $8000 | Cash+ VS $7500 | Blispay $7500 | BofA BBR #2 $7000 | Barclay Rewards WMC $6500 | Sony Card $4250 | Target $1900 | Costco Anywhere $1700 | ~~Gardening Since 12/25/16
New Contributor
Posts: 62
Registered: ‎02-28-2017

Re: How many cards do you like to carry in your wallet?

I carry all of mine, plus my two cards that I'm AU on (never know when my dad is going to tell me I can/should charge a certain expense on his cards lol)

 

Local CU debit card

Local CU card (no "rewards", 7.9% APR)

Discover IT

Capital One QS Visa

American Express BCP

Marvel MC

Chase Ink Cash-Back (AU)

Discover More (AU)

Local CU (7,500) 11/15 | Discover (6,000) 03/16 | Capital One QS VS (12,000) 06/16 | AmEx BCP (10,000) 02/17 | Marvel MC (12,000) 03/17 | Citi DC (5,000) 03/17 | USBank Cash+ (5,000) 03/17 | Blispay (7,500) 03/17

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