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New Contributor
Posts: 57
Registered: ‎04-14-2015

What's In Your Wallet?

I know this has been done multiple times, but given the changing landscape (introduction of CSR, higher than usual SPG bonus, Prestige changes, changes to Amex Plat etc.) I thought it might provide a healthy discussion as well as maybe shed some light on the cards we thought we wanted or need to get rid of.

Currently I carry:
- CSR: dining and travel (not gas, excludes Marriott/SPG stays)
- TY Premier: gas, entertainment (I'm partial to Qatar airways)
- SPG: general spend, Marriott/SPG stays
- Amex Plat: some flights, lounge access, warranty protection
BFSFCU | Discover | CSP | DoubleCash | Hyatt | NFCU cashRewards | Schwab Plat
Valued Contributor
Posts: 2,130
Registered: ‎06-19-2016

Re: What's In Your Wallet?

Amex PRG
Amex BCE
Chase United Mileage Explorer
Chase Amazon
BoFA 321
My Cards:
American Express PRG-American Express BCE-Chase United Mileage Explorer-Chase Amazon
Regular Contributor
Posts: 156
Registered: ‎04-04-2015

Re: What's In Your Wallet?

1.  Credit Union Debit Card

2.  First National Bank of Omaha (2% Cashback Visa)
3). Bank of the West (Cash Back MasterCard)

Fico-8 (830-840) : AAOA- 6 : TCL- 105K : Cars- 5 : Mortgage- 2 : Avg CL- 15K :
Bank-West Cashback- 20K : Citi DC- 16K : FNBO Cashback- 15K : FNBO TravelElite- 10K : US-Bank Cash+ 8K :
Sock Drawer : ( Wescom CU- 24K : First City CU- 12K )
Senior Contributor
Posts: 6,563
Registered: ‎04-23-2016

Re: What's In Your Wallet?

Lots of useless papers and not enough cashSmiley Wink



Seriously though, if i ever get Navy atomic luv on my new Platinum i may replace my whole wallet and just carry that puppy around,but til then, whatever gets me through the day...could be my Disco for gas, Marvel if i wanna grab a bite, or now my Amex to complete the bonusSmiley Happy
Valued Contributor
Posts: 2,016
Registered: ‎02-05-2016

Re: What's In Your Wallet?

Discover IT for gas bonus

 

Everything else is confined to my safe because I can't NOT spend. 


TCL 100k / UTIL 25% = $25,510
Experian: 684 (34) | TransUnion: 701 (35) | Equifax: 704 (7)
Gardening as of: 6-1-2017
Updated 6-1-17
Frequent Contributor
Posts: 436
Registered: ‎06-25-2013

Re: What's In Your Wallet?

Citi DC

Chase Freedom 

BOA Cash Rewards

 

If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Walmart Mastercard|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited
$52,300 total card credit FICO Equifax-799, FICO Transunion-776, DTI-3.3%
Community Leader
Super Contributor
Posts: 13,627
Registered: ‎04-16-2014

Re: What's In Your Wallet?

[ Edited ]

Wallet holds 6 cards.. A few are always in my wallet..

 

CSR - dining/bars

Ritz dining/bars

Costco Visa Gas/2% cstco

Amex ED Non Cat Spend if Fidelity isn't in it and daily swiper for 20 swipes a month aka 1.50 sodas or whatever at work daily

 

The other two slots switch off with

 

Fidelity Visa - 2%

Discover or Freedom depending - Gas or whatever depending on Cats.. Where the hell is dining this year on either cards?

and various other cards that need a bit of spend here and there - rotaters

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Blispay
Regular Contributor
Posts: 161
Registered: ‎02-16-2017

Re: What's In Your Wallet?

What I'm carrying currently:

 

 

Discover IT: Gas and Ground Travel 5% category

American Express BlueCash Preferred: 6% Grocceries

BestBuy Store Card: 6% Best Buy Purchases or 12-month 0% APR

JetBlue Plus WEMC:  Everything Else & Travel (2x Travel Miles, 1x Everything Miles)

EQ: 750 TU: 757 EX: 734 Goal: 800+
Total Credit: $32,800 | Utilization: $900 / 2.7%
Frequent Contributor
Posts: 346
Registered: ‎05-18-2015

Re: What's In Your Wallet?

I usually rotate, but for this month:
Discover IT miles
Chase Freedom
Amex ED
PenFed power cash rewards
--also keep my Target red card stashed in a separate part of my wallet. My target trips tend to be unplanned, so always keep in my wallet.
Scores 6/17/2017~ TU: 750 / EXP: 742 / EQ: 725
Goal: 770's or higher by end of 2017
Valued Member
Posts: 33
Registered: ‎01-26-2016

Re: What's In Your Wallet?

Discover IT

 

AMEX BCE

 

Costco Visa

Fico 8

EQ 751
TU 752
EX 751

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