How many credit cards do you have?

[JoshNurse]

I just want to see how many credit cards people have and what your current fico score is.

9 Cards

Fico 755

[Closingracer99]

9 Credit cards

Discover FICO TU 700 ( Will be going down since i apped for 5 cards )

[Transmogrifying_Bee]

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@JoshNurse wrote:

I just want to see how many credit cards people have and what your current fico score is.

9 Cards

Fico 755

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9 Cards 

(Although I still want to REDUCE this amount by at least 2 cards - probably both of my Cap One cards. I don't want that many cards to try to keep active!)

FICO  790's

[JoshNurse]

I dont know if this is a good idea or not but I want to reach 20 credit cards.

The way I think about it is in 2 years all those hard pulls will be off.  Thats the time when my car lease is also up.

I am trying to think of 2 years from now and being able to garden for years.

[JoshNurse]

What I do is put very small fees on each card.  For example one for netflix, one for hulu, one for my web hosting fees etc..  I can probably use about 4 cards and the rest completly automated in terms of paying them and charging them.

Is this even a good idea?  I see you have a much higer score than me Transmogrifying_Bee.

[Closingracer99]

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@JoshNurse wrote:

I have no idea of this is a good idea or not but I want to reach 20 credit cards.

The way I think about it is in 2 years all those hard pulls will be off.  Thats the time when my car lease is also up.

I am trying to think of 2 years from now and being able to garden for years.

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Hmm I think i heard from somewhere to many Credit cards can hurt your score ( I didn't hear it from here but somewhere else) Though i can be wrong 

[hizzaah]

Just three for now.. I've still got my eye on that Sallie Mae MC and the new Sam's MC but I need to stay strong with the garden until at least March.

[JoshNurse]

It shows as having a low impact but I have a low score on the amount of accounts I have opened.

If I can open about 10 more cards I can reach the 22+ with my future mortgage loan.

I am not sure what to do

[gh17]

6 + 2 retail.  756 Transunion through Barclays.

[gh17]

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@JoshNurse wrote:

It shows as having a low impact but I have a low score on the amount of accounts I have opened.

If I can open about 10 more cards I can reach the 22+ with my future mortgage loan.

I am not sure what to do

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I wouldn't follow Credit Karma advice.  I think they're basically looking at how people with good credit have a lot of accounts - but that's just because people with longer histories probably have more accounts, not BECAUSE they have more accounts.