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Valued Contributor
Posts: 2,960
Registered: ‎07-24-2013

Re: How many credit cards do you think is too many?

MyWorthiness wrote:

Well looks like you have a nice line up there! Would you mind telling how I can add photos of my credit cards under my profile please? I've asked several people but no one has given me a response. Thanks in advance.
This link should help you out.


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Established Member
Posts: 118
Registered: ‎05-01-2013

Re: How many credit cards do you think is too many?

Thanks so much!!

Established Member
Posts: 118
Registered: ‎05-01-2013

Re: How many credit cards do you think is too many?

You seem to be doing whats best for you! Thats what its all about!

Senior Contributor
Posts: 8,517
Registered: ‎06-05-2013

Re: How many credit cards do you think is too many?

[ Edited ]

MyWorthiness wrote:

How many credit cards do you have and how many do you think is too many?



The limit of whatever one can reasonably manage + 1. 

Posts: 9
Registered: ‎07-25-2009

Re: How many credit cards do you think is too many?

I have 20 cards, 10 of which are store cards. I only use a few of the cards though. I track spending using exel and a software program called YNAB. It takes hours to learn and set up, but with it I am able to track spending on cards as though they're debit cards, and not spend more than I can pay. My family has a lot of high, regular expenses (daycare alone is $435 a *week* for two kids) that we use to earn miles/points. I will be getting rid of some cards next year, after they've aged a bit.

I think the amount that's too many depends on the person. Some people can successfully manage 20+ cards, and I've known people who couldn't remember to pay even one credit card. If you can't remember to even pay your card (s), you have too many.
EX: 675 / EQ: 737 / TU: 693

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