Wow 400K sandman epic...You could buy a house on credit cards. I've got about 40K, keeping them paid in full.
Just my $600 :3 $0 used at the moment lol
|Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)|
Starting total revolving credit: $0 | Current total revolving credit: $1600.00
Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013
Mechanically Sound Car
|Fifth Third $300|
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500
$15.6k available out of $16k for me. My UTIL is usally at 0%, but i'm playing around w/ the 1-9% UTIL game so trying to find out which one suits me best.
$31,100. I let them report around 3-5%, then PIF every month. Currently focusing on the Chase UMPE to meet the 2K limit in 3 months to get my 50K miles, almost there :-)
Next up is the SPG, need to spend 5K in the upcoming 4 months to get my additional 15K points.
Gotta love all these opening offers!
Have my credit card limits to 33.1 k, waiting for cards to start posting, ending util should be about 7%