Reply
Frequent Contributor
creditwatcher2012
Posts: 457
Registered: ‎06-27-2012

How much available credit do you have?

 
Established Contributor
chwebb1
Posts: 558
Registered: ‎10-11-2013

Re: How much available credit do you have?

[ Edited ]

I currently have $17,110 which is more than my annual income (I am a student and work only part time). As far as how much I use, I only use generally less than 2-3%.

 photo NUS000000012_160X101_STRAIGHT.gif photo NUS000000180_160X101_STRAIGHT.gif photo ScreenShot2013-10-12at111542PM.png photo DISCOVER_IT_LG.gif photo 8BEB_SIGNATURE_VISA_CASH_REWARDS_190x124.jpg photo HNY2HNY2.png photo bankamericard-better-balance-rewards-credit-card-small.png photo SLM2SLM2.png
$5000 ............ $4300 ............ $4000 ............ $2750 ............ $2500 ............ $1000 ............ $1000 ............ $1000
In the Garden until at least May 2015.
Frequent Contributor
sandman2435
Posts: 443
Registered: ‎01-22-2011

Re: How much available credit do you have?

400K which is way too much have already started to cut it way back almost 0% Utli

Administrator
KaLin
Posts: 860
Registered: ‎03-24-2010

Re: How much available credit do you have?

[ Edited ]

$44.8K with about 15% util. due to some major medical expenses and family emergencies.  :smileysad:  But it should be paid off in about 4 months and my credit score is 732.  :smileyhappy:


Scroll over cards for limits and APR's. Total credit available $44.8K, utilization 12%, FICO score 752 (rebuilt from low score of 540 in May, 2005) Entered the garden 11/5/2013; In the Garden until 02/2016



Regular Contributor
KoolDev
Posts: 230
Registered: ‎09-26-2013

Re: How much available credit do you have?

[ Edited ]

9700 available out of 11500 CL  I think the total is right lol  but i just got my first high CL card :smileyhappy:  I have a couple not listed on my sig.  One is 1000.  Reckon i need to pull them all out and put them in front me lol

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011

Re: How much available credit do you have?

As of today, $87, 550.  Have about $1100 of that used, but paying that off.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
RushXTC
Posts: 792
Registered: ‎07-01-2013

Re: How much available credit do you have?

[ Edited ]

 

+ Stuff that doesn't show up like NewEgg Preferred ($2,500), BML ($1,000).

ManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.com****$20,000**********$5,000***********$4,100***********$3,500**********$2,500***********$1,000****
EQ - 688 (10/9/13) | TU - 705 (02/18/14) | EX - 701 (10/9/13) | CS Fako - 717 (10/4/13) | CK Fako - 697 (11/05/13)
New Contributor
dta
Posts: 68
Registered: ‎07-08-2013

Re: How much available credit do you have?

From $300 last Oct. to $34,400. 3% used (just waiting for statements).

Freedom | BofA CR | Amex BCE | NFCU CR | CSP | Fidelity Amex | Citi AA Plat | Discover it | Amex PRG | US Airways Prem | SW RR Plus | Delta Gold | Citi Double Cash | WF Propel 360 | Chase BA
Community Leader
Valued Contributor
DaveSignal
Posts: 2,111
Registered: ‎07-29-2011

Re: How much available credit do you have?

$62,300. I usually only use the cards listed in my sig though.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Established Contributor
eddie84
Posts: 612
Registered: ‎05-28-2013

Re: How much available credit do you have?

[ Edited ]

$69k.  Thanks to the knowledge I gained from this forum.

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}