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Frequent Contributor
Posts: 462
Registered: ‎06-27-2012

How much available credit do you have?

 
Established Contributor
Posts: 868
Registered: ‎10-11-2013

Re: How much available credit do you have?

[ Edited ]

I currently have $17,110 which is more than my annual income (I am a student and work only part time). As far as how much I use, I only use generally less than 2-3%.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Established Contributor
Posts: 600
Registered: ‎01-22-2011

Re: How much available credit do you have?

400K which is way too much have already started to cut it way back almost 0% Utli

Administrator
Posts: 1,170
Registered: ‎03-24-2010

Re: How much available credit do you have?

[ Edited ]

$44.8K with about 15% util. due to some major medical expenses and family emergencies.  Smiley Sad  But it should be paid off in about 4 months and my credit score is 732.  Smiley Happy


Scroll over cards for limits and APR's. Total credit available $55K, utilization 7%, FICO score 819 (rebuilt from low score of 540 in May, 2005) Entered the garden 11/5/2013;



Regular Contributor
Posts: 232
Registered: ‎09-26-2013

Re: How much available credit do you have?

[ Edited ]

9700 available out of 11500 CL  I think the total is right lol  but i just got my first high CL card Smiley Happy  I have a couple not listed on my sig.  One is 1000.  Reckon i need to pull them all out and put them in front me lol

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex
Moderator
Posts: 14,062
Registered: ‎04-15-2011

Re: How much available credit do you have?

As of today, $87, 550.  Have about $1100 of that used, but paying that off.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 795
Registered: ‎07-01-2013

Re: How much available credit do you have?

[ Edited ]

 

+ Stuff that doesn't show up like NewEgg Preferred ($2,500), BML ($1,000).

ManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.com****$20,000**********$5,000***********$4,100***********$3,500**********$2,500***********$1,000****
EQ - 688 (10/9/13) | TU - 705 (02/18/14) | EX - 701 (10/9/13) | CS Fako - 717 (10/4/13) | CK Fako - 697 (11/05/13)
New Contributor
Posts: 68
Registered: ‎07-08-2013

Re: How much available credit do you have?

From $300 last Oct. to $34,400. 3% used (just waiting for statements).

Freedom | BofA CR | Amex BCE | NFCU CR | CSP | Fidelity Amex | Citi AA Plat | Discover it | Amex PRG | US Airways Prem | SW RR Plus | Delta Gold | Citi Double Cash | WF Propel 360 | Chase BA
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011

Re: How much available credit do you have?

$62,300. I usually only use the cards listed in my sig though.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Community Leader
Established Contributor
Posts: 1,042
Registered: ‎05-28-2013

Re: How much available credit do you have?

[ Edited ]

$69k.  Thanks to the knowledge I gained from this forum.


Experian score (Amex) 734; Transunion score (Barclay) 732

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