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How much available credit do you have?

Frequent Contributor

How much available credit do you have?

 
Message 1 of 48
47 REPLIES
Established Contributor

Re: How much available credit do you have?

I currently have $17,110 which is more than my annual income (I am a student and work only part time). As far as how much I use, I only use generally less than 2-3%.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 2 of 48
Established Contributor

Re: How much available credit do you have?

400K which is way too much have already started to cut it way back almost 0% Utli

Message 3 of 48
Administrator

Re: How much available credit do you have?

$44.8K with about 15% util. due to some major medical expenses and family emergencies.  Smiley Sad  But it should be paid off in about 4 months and my credit score is 732.  Smiley Happy

Message 4 of 48
Regular Contributor

Re: How much available credit do you have?

9700 available out of 11500 CL  I think the total is right lol  but i just got my first high CL card Smiley Happy  I have a couple not listed on my sig.  One is 1000.  Reckon i need to pull them all out and put them in front me lol

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex
Message 5 of 48
Moderator Emeritus

Re: How much available credit do you have?

As of today, $87, 550.  Have about $1100 of that used, but paying that off.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 48
Established Contributor

Re: How much available credit do you have?

 

+ Stuff that doesn't show up like NewEgg Preferred ($2,500), BML ($1,000).

ManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.com*****$20,000***********$6,500************$4,100************$3,500***********$2,500************$1,000****
EQ - 688 (10/9/13) | TU - 705 (02/18/14) | EX - 701 (10/9/13) | CS Fako - 717 (10/4/13) | CK Fako - 697 (11/05/13)
Message 7 of 48
New Contributor

Re: How much available credit do you have?

From $300 last Oct. to $34,400. 3% used (just waiting for statements).

Freedom | BofA CR | Amex BCE | NFCU CR | CSP | Fidelity Amex | Citi AA Plat | Discover it | Amex PRG | US Airways Prem | SW RR Plus | Delta Gold | Citi Double Cash | WF Propel 360 | Chase BA
Message 8 of 48
Valued Contributor

Re: How much available credit do you have?

$62,300. I usually only use the cards listed in my sig though.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 9 of 48
Community Leader
Valued Contributor

Re: How much available credit do you have?

$69k.  Thanks to the knowledge I gained from this forum.

Message 10 of 48