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New Contributor
Posts: 62
Registered: ‎05-04-2008

Re: How much available credit do you have?

Wow 400K sandman epic...You could buy a house on credit cards. I've got about 40K, keeping them paid in full.

5/5/08 EQ 696
9/13 EQ 796 Thanks myfico!
Amex Blue Cash 15K, PenFed Cash Rewards 18K, Macy's 1K, Chase Freedom 6K, Cap1 Quicksilver Visa 15K
Regular Contributor
Posts: 399
Registered: ‎08-21-2013

Re: How much available credit do you have?

Just my $600 :3 $0 used at the moment lol

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013

2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500

Frequent Contributor
Posts: 322
Registered: ‎09-18-2013

Re: How much available credit do you have?

[ Edited ]

Sig. Recognize.

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Valued Contributor
Posts: 2,156
Registered: ‎08-13-2007

Re: How much available credit do you have?

$250k give or take... 0% utilization.


** Every Card has a Job, and Every Card does its Job **
Posts: 139
Registered: ‎11-08-2007

Re: How much available credit do you have?

34k.. It's good enough for now. Most of my spend goes on my Amex Platinum though..
Regular Contributor
Posts: 180
Registered: ‎12-08-2012

Re: How much available credit do you have?

I have $17,300 and using about $1,500 of it. 

Amex BCP 12,500 - Amazon Chase Signature 10,000 - Discover It 9,000 - Walmart MC 7,500 - Citi Diamond 6,100 - Lowe's 6,000 - Fulton 6,000 - Amazon Store Card 2,000
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012

Re: How much available credit do you have?

$15.6k available out of $16k for me.   My UTIL is usally at 0%, but i'm playing around w/ the  1-9% UTIL game so trying to find out which one suits me best.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Frequent Contributor
Posts: 444
Registered: ‎01-27-2012

Re: How much available credit do you have?

[ Edited ]

Somewhere around $180,000 waiting on the Beaver card to show up!

UTL 7%

CL $317,649
Regular Contributor
Posts: 111
Registered: ‎07-30-2013

Re: How much available credit do you have?

$31,100. I let them report around 3-5%, then PIF every month. Currently focusing on the Chase UMPE to meet the 2K limit in 3 months to get my 50K miles, almost there :-)


Next up is the SPG, need to spend 5K in the upcoming 4 months to get my additional 15K points.


Gotta love all these opening offers!

$1250                $4000              $15,000            $11,000         $1000(secured)      CLOSED!                  $5000        2.65%:
Starting Score: 0 (03/01/13) &Current Score: TU FICO 791 CK755 CS747 QZ747 &Goal Score: 750 new goal:800 garden since 03/21/14
Regular Contributor
Posts: 232
Registered: ‎09-26-2013

Re: How much available credit do you have?

Have my credit card limits to 33.1 k, waiting for cards to start posting, ending util should be about 7%

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex

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