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Currently at $55,300 total credit, excluding Amex Green NPSL.
However, I'm thinking of cancelling my three lowest CL cards, leaving me with only 6 cards. Don't need that many cards, plus I'm tired of feeling obligated to keep at least a little charging activity on my lesser-used cards in a effort to try to avoid any card cancellations by the credit company for lack of activity! I'd rather be doing the "cancelling!"
If I do this, my new total CL would then be about $48,300.
My Approximate Salary is north of $100K, which I've used for Credit Apps. With the help of this board, I've got some incredible advice that resulted in the following:
As of February 2, 2014
Total Credit Limit: Current YTD: $49,000 [Revolving Accounts Only]
Total Avail. Credit: Current YTD: $46,848 [Revolving Accounts Only]
In October 2013, it was the following:
Total Credit Limit: As of 10/2013 $24,125 [Revolving Accounts Only]
Total Avail. Credit: As of 10/2013 $19,455 [Revolving Accounts Only]
Since October 2013, the advice of these forums and community rooms, allowed me to increase my credit limits more than 50%. Thanks guys!
@pr0blumz wrote:
Would I be asking too much by asking everyone's income compared to their available credit?
200k.
More than my income.
Just under $135k including other credit means like LOC and mortgage cash account.
34,900$
Income 12,000$
Just tallied up my limits and realized that I'm over $100k at $102,500. In July of 2013 I was hovering around $250... Woah.
99050
43K AI
10% Util