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How old are you, and...

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CarbonCard
Established Contributor

Re: How old are you, and...


@09Lexie wrote:
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old

I honestly thought you're in the late 20s. Smiley Tongue

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 11 of 54
tanyia1969
Valued Member

Re: How old are you, and...

i'm 43 soon to be 44 end of next month. Applied for my first card when i was 18. Remember how long it took to get an approval in the 1980's?

Message 12 of 54
DaveSignal
Valued Contributor

Re: How old are you, and...

I'm 32.  I got a bunch of sub-prime cards when I was 18, and wrecked my credit doing cash-advances because I was addicted to drugs.  Got over that and got a decent job and got some prime cards in my early 20s.  Lost my job when I was 27 and wrecked my credit again.  Then I enslisted in the Army where I work a technical job while taking college courses and making a decent amount of money (80k).  The Army has foced me to fix my credit.  I am doing quite well after 5 years in this profession and am enjoying life and my continued improvement.  I enjoy serving my country.  I would recommend such a military job for anyone with credit problems (unless you are overweight).

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 13 of 54
noober0x
Established Member

Re: How old are you, and...

25, First CC at 18.  Someone stole that before I even received it and had to close and reopen.  Interesting how they only charged $2.95 cents to PayPal.

 

Thankfully I caught that before my credit took a dive before it was even made.  Now, I have too many cards to think about.

Chase Sapphire Preferred - $18,000; Chase Freedom - $4,500; Chase Amazon - $3,000; Chase Ink Bold - NPSL; Amex Plum - NPSL; Amex True Earnings - $30,000; eBay Mastercard - $1,500; Capital One Platinum - $500; Logix Platinum Rewards - $15,000
Message 14 of 54
HiLine
Blogger

Re: How old are you, and...


@enxinas wrote:

@09Lexie wrote:
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old

I honestly thought you're in the late 20s. Smiley Tongue


Her daughter is in her mid 20s Cat Tongue

Message 15 of 54
thom02099
Valued Contributor

Re: How old are you, and...


@enxinas wrote:

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )


I'm 62 next month.  Got my first credit card (charge card, actually!)  in 1972.  Carte Blanche Card.  I was gonna travel and see the world and thought it was a really cool card for that purpose.  Never did any travel though, in that time period.  Got my first AMEX in '76...a Green card. 

Message 16 of 54
kimmiller112
Frequent Contributor

Re: How old are you, and...

I am 39 and I got my first credit card at 19, at college when they would set up tables trying to get as many students to sign up as possible.  I had at least 10 cards but didn't know much about credit so I screwed it up.  Fast forward to 2005 and filing bankruptcy, then to now  where I have credit scores close to 700.  It's been a long journey but I'm happy with how I've recovered.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 17 of 54
eagles08
Regular Contributor

Re: How old are you, and...

I'm 21 now.  Got my first card at 18, the BB&T card.  It was a joint account my mom co-signed with me for to get my credit established.  Now it is only mine and I've picked a few credit cards along the way!  Glad I had a mom that trusted in me and cared about my credit!  A lot of my friends have no credit and have no clue what it is or how it works!

AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 18 of 54
starry1
Valued Contributor

Re: How old are you, and...

I'm 44, got my first card at 19, a BankOne mastercard. I kept that card until I was about 30 through several different banks, but then it ended up with someone I didn't want to do business with, either wf or bofa, and I closed it. They tried to like triple my interest rate.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 19 of 54
mmoon24
Valued Member

Re: How old are you, and...

Currently 23. Got my first card when I was 17. Was a Chase +1. Didn't really use it all that much, but my parents paid for it while I was at college. Definitely helped me build my credit score. Also established a good relationship with Chase.

Current Cards:
AMEX Blue Cash Preferred (5/2013): CL - $9,900
Chase Freedom (7/2013): CL - $8,700
Chase Freedom (8/2012): CL - $7,000
Chase Freedom Unlimited (7/2007): CL - $3,300
US Bank Cash+ (04/2015): CL - $5,000
Chase Sapphire Reserved (01/2017): CL - $14,000
Message 20 of 54
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