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How old are you, and...

Established Contributor

Re: How old are you, and...


09Lexie wrote:
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old

I honestly thought you're in the late 20s. Smiley Tongue

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (2/16) TU: 690 EX: 684 EQ: 690
Goal Score: (7/18) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Gardening until July 2018!

Message 11 of 54
Highlighted
Valued Member

Re: How old are you, and...

i'm 43 soon to be 44 end of next month. Applied for my first card when i was 18. Remember how long it took to get an approval in the 1980's?

Message 12 of 54
Valued Contributor

Re: How old are you, and...

I'm 32.  I got a bunch of sub-prime cards when I was 18, and wrecked my credit doing cash-advances because I was addicted to drugs.  Got over that and got a decent job and got some prime cards in my early 20s.  Lost my job when I was 27 and wrecked my credit again.  Then I enslisted in the Army where I work a technical job while taking college courses and making a decent amount of money (80k).  The Army has foced me to fix my credit.  I am doing quite well after 5 years in this profession and am enjoying life and my continued improvement.  I enjoy serving my country.  I would recommend such a military job for anyone with credit problems (unless you are overweight).

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 13 of 54
Established Member

Re: How old are you, and...

25, First CC at 18.  Someone stole that before I even received it and had to close and reopen.  Interesting how they only charged $2.95 cents to PayPal.

 

Thankfully I caught that before my credit took a dive before it was even made.  Now, I have too many cards to think about.

Chase Sapphire Preferred - $18,000; Chase Freedom - $4,500; Chase Amazon - $3,000; Chase Ink Bold - NPSL; Amex Plum - NPSL; Amex True Earnings - $30,000; eBay Mastercard - $1,500; Capital One Platinum - $500; Logix Platinum Rewards - $15,000
Message 14 of 54
Blogger

Re: How old are you, and...


enxinas wrote:

09Lexie wrote:
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old

I honestly thought you're in the late 20s. Smiley Tongue


Her daughter is in her mid 20s Cat Tongue

Message 15 of 54
Valued Contributor

Re: How old are you, and...


enxinas wrote:

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )


I'm 62 next month.  Got my first credit card (charge card, actually!)  in 1972.  Carte Blanche Card.  I was gonna travel and see the world and thought it was a really cool card for that purpose.  Never did any travel though, in that time period.  Got my first AMEX in '76...a Green card. 

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 16 of 54
Frequent Contributor

Re: How old are you, and...

I am 39 and I got my first credit card at 19, at college when they would set up tables trying to get as many students to sign up as possible.  I had at least 10 cards but didn't know much about credit so I screwed it up.  Fast forward to 2005 and filing bankruptcy, then to now  where I have credit scores close to 700.  It's been a long journey but I'm happy with how I've recovered.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 17 of 54
Regular Contributor

Re: How old are you, and...

I'm 21 now.  Got my first card at 18, the BB&T card.  It was a joint account my mom co-signed with me for to get my credit established.  Now it is only mine and I've picked a few credit cards along the way!  Glad I had a mom that trusted in me and cared about my credit!  A lot of my friends have no credit and have no clue what it is or how it works!

AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 18 of 54
Valued Contributor

Re: How old are you, and...

I'm 44, got my first card at 19, a BankOne mastercard. I kept that card until I was about 30 through several different banks, but then it ended up with someone I didn't want to do business with, either wf or bofa, and I closed it. They tried to like triple my interest rate.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 19 of 54
Valued Member

Re: How old are you, and...

Currently 23. Got my first card when I was 17. Was a Chase +1. Didn't really use it all that much, but my parents paid for it while I was at college. Definitely helped me build my credit score. Also established a good relationship with Chase.

Current Cards:
AMEX Blue Cash Preferred (5/2013): CL - $9,900
Chase Sapphire Preferred (7/2013): CL - $8,700
Chase Freedom (8/2012): CL - $7,000
Chase Freedom (7/2007): CL - $1,300
US Bank Cash+ (04/2015): CL - $5,000
Message 20 of 54