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Regular Contributor
Posts: 185
Registered: ‎10-11-2012

Re: How old are you, and...

I'm 21, got my first CC at 20 (CITI Secured.)

Chase Sapphire Preferred / Chase United MileagePlus Explorer / Chase Freedom / AMEX PRG / AMEX SPG / AMEX BCE / Discover IT / Barclaycard Financing / BofA Cash Rewards for Students / CITI Classic
Senior Contributor
Posts: 4,385
Registered: ‎05-01-2008

Re: How old are you, and...

I just turned 55 on Saturday.  Got my first card at age 28 ... another late bloomer!  Back then I had 3...Vic Sec., Crap one & a Firestone store card.


Screwed up all but the Firestone & had to start over in 02.  Found this site & never looked back.

Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Administrator Emeritus
Posts: 4,444
Registered: ‎03-01-2007

Re: How old are you, and...

I'm 63 and got my first "Bankamericard' at 23 when working for BofA in Pasadena. I partiularly loved using it to put $.25/gallon gas in my raggetty '65 bug.



Formerly consumer affairs manager, media spokesman and myFICO Forums community manager at FICO, I'm now freelance writing for and my own site,

New Member
Posts: 3
Registered: ‎09-07-2011

Re: How old are you, and...

Im 21, I opened my first CC when I was 19, it was NFCU cashRewards.

Senior Contributor
Posts: 4,061
Registered: ‎10-02-2012

Re: How old are you, and...

[ Edited ]

Im 18 and currently only an AU on my parents cards, May start a job in August. And begin college for Business Administration next year. Hoping to get my first card under my name before I'm 19. 

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 09/20/2017
Established Contributor
Posts: 536
Registered: ‎04-01-2013

Re: How old are you, and...

I am 19 just turned 19 this past Saturday ((: got a new car been posting in Auto loan thread lol

My first card at 18 now currently have 7 including a new PayPal Extra Mc
Posts: 202
Registered: ‎06-30-2013

Re: How old are you, and...

enxinas wrote:

at what age did you get your first CC??


I'm 23, and I got my first CC when I was 18. (It is my WF CC. )

I'm 30 and recieved my first CC when I was 18(boy, did I mess that one up)Smiley LOL Took a long time to get back right!!!

Frequent Contributor
Posts: 381
Registered: ‎11-18-2007

Re: How old are you, and...

I'm 43 and got my first CC when I was 17. It was a Lazarus store card.

Current Score: EX 772 EQ 777 TU 783 15 Jan 17
Goal Score: 815 across the board by Jan 18

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New Member
Posts: 2
Registered: ‎07-18-2013

Re: How old are you, and...

Hey Everyone! 


I'm 22, never had a CC but had, paid, and closed a 600$ CL from my Credit Union. I'm late in the game as well.

Established Member
Posts: 22
Registered: ‎07-15-2013

Re: How old are you, and...

23. Got my Discover when I was 18. 

AMEX Blue Cash Everyday $27900, Chase Freedom $12000, Discover IT $10000, CSP $8100, Citi Thank You Preferred $7900, Amazon (Synchrony) $5000, Capital One Quicksilver $3000, Express Store Card $1300, Macy's Amex $1000.

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