10-17-2013 09:47 AM
I'm 33, and I think I had my first CC when I was 18. I ended burning all lenders (I had Chase, Citi, Cap1, A&F, total of 10+ cards i think) in college years. Slowly but surely I see my credit being restored, as i see the scores continue to rise.
10-23-2013 01:09 PM
I got my first credit cards when I was 18. Pre approvals for Discover, JCP, Sears and then added a Home Depot.. Screwed them all up! Tried to start again around 27 but it went south again. Got divorced and recovering from all the credit woes I am now on a good track. I am 38 and haven't had a missed or late payment on my CR in 6 years.
10-23-2013 04:33 PM
Im 44 and I dont remember.
lol I think i got my first cc when i was 24.
Now I have 10 with aproximately 17% utilization reporting, actual uti of 7%
10-24-2013 08:27 AM
I'm 22 and I got my first card at 19, iirc it was the BoA Cash Rewards31
11-16-2013 03:43 PM
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old
I honestly thought you're in the late 20s.
+1, I really thought Lexie was in her 20s...maybe early 30s.
11-16-2013 03:44 PM
I'm 44, got my first card at 19, a BankOne mastercard. I kept that card until I was about 30 through several different banks, but then it ended up with someone I didn't want to do business with, either wf or bofa, and I closed it. They tried to like triple my interest rate.
I thought you were in your 20s, too....like Lexie.
11-16-2013 04:47 PM
First credit card was the Target store card just after I turned 18. I would've gone wild shopping with it (cute clothes become 10x more tempting when you first get some plastic, lol), but my mom was (thankfully) a hardass about making sure I paid my bills on time.
11-17-2013 07:11 PM