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Established Contributor
Posts: 592
Registered: ‎06-08-2013

How old are you, and...

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )

Starting Score: (1/15)TU: 715 EX: 690 EQ: 711
Current Score: (4/15) TU: ??? EX: ??? EQ: ???
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Frequent Contributor
Posts: 342
Registered: ‎04-21-2012

Re: How old are you, and...

Got a bank card in 1981, my M/C debit card in 1983 and credit card in 1988.  I'm 53 years young.

 

Moderator
Posts: 27,207
Registered: ‎09-13-2012

Re: How old are you, and...

I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old
Frequent Contributor
Posts: 371
Registered: ‎12-30-2012

Re: How old are you, and...

I am 29. I got my first credit card from wells fargo in 2002 at the age of 18. That card didnt last long.  Aside from a short sub prime card I had from 07-08, I started reusing credit cards in 2010 and really really using them to my benefit in 2012.


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Frequent Contributor
Posts: 464
Registered: ‎10-29-2012

Re: How old are you, and...

I was 18 when I got my first card (a month before I turned 19). 20 now, and my first card was my BOFA Cash Rewards. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
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Posts: 102
Registered: ‎05-06-2011

Re: How old are you, and...

I am 42, got my first card at 28 (late bloomer!)  Screwed that up then got a rebuilder at 36... now have 12 and have found all of this info so should only go up from here!


Starting Score: TU 595 EQ 610 EX 601
Current Score: TU 683 EQ 661 EX 677
Goal Score: 710


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Registered: ‎10-19-2012

Re: How old are you, and...

Frequent Contributor
Posts: 254
Registered: ‎12-29-2012

Re: How old are you, and...

I got my first CC at the age of 21. Gap store card....for the 30% off and I didn't even put it on the card. I paid in cash.

I'm 22 right now.
Cards: CSP 6k, Chase Freedom 6k, BCP 7.5k, Sallie Mae 8.9k, Discover 5k, BOFA Better Rewards 3.8k
Frequent Contributor
Posts: 319
Registered: ‎03-25-2013

Re: How old are you, and...

Current Age: 44

Age first CC: 20, I think.  Wish I had kept it.

 

 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Established Member
Posts: 23
Registered: ‎06-12-2013

Re: How old are you, and...


enxinas wrote:

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )


I'm 26, and like you, I got my first CC (Wells Fargo) at 18 when I opened my WF checking account.

It's a darn good thing they just gave it to me without my asking. Got my foot in the door as far as credit goes. Still have the card, always will.


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