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Frequent Contributor
enxinas
Posts: 269
Registered: ‎06-08-2013

How old are you, and...

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )

TU: 719 (Discover: 12/14)     EX: 718 (WF)      EQ: 755 (myFICO)
I am a gardener til 7/1/14 or beyond

Frequent Contributor
Roarmeister
Posts: 325
Registered: ‎04-21-2012

Re: How old are you, and...

Got a bank card in 1981, my M/C debit card in 1983 and credit card in 1988.  I'm 53 years young.

 

AMEX_PlatinumBMOWorldMCCapOnePlatinumMBNA_Platinum+ScotiaMomentum
____$25k_______$20k_______$20k_______$25k_______$25k____
Starting Score: 676 Feb 2008; Current Score: 788 EQ, 814 TU, September 2014; Goal Score: 800 by end of year
Oldest Account reported by EQ: 12 years; EQ AAoA: 5.5 years; EQ Credit Utilization: 3.4%
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09Lexie
Posts: 25,321
Registered: ‎09-13-2012

Re: How old are you, and...

I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old
Frequent Contributor
E150GT
Posts: 371
Registered: ‎12-30-2012

Re: How old are you, and...

I am 29. I got my first credit card from wells fargo in 2002 at the age of 18. That card didnt last long.  Aside from a short sub prime card I had from 07-08, I started reusing credit cards in 2010 and really really using them to my benefit in 2012.


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Frequent Contributor
bluesnowman
Posts: 464
Registered: ‎10-29-2012

Re: How old are you, and...

I was 18 when I got my first card (a month before I turned 19). 20 now, and my first card was my BOFA Cash Rewards. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Contributor
kelli1970
Posts: 102
Registered: ‎05-06-2011

Re: How old are you, and...

I am 42, got my first card at 28 (late bloomer!)  Screwed that up then got a rebuilder at 36... now have 12 and have found all of this info so should only go up from here!


Starting Score: TU 595 EQ 610 EX 601
Current Score: TU 683 EQ 661 EX 677
Goal Score: 710


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HiLine
Posts: 2,879
Registered: ‎10-19-2012

Re: How old are you, and...

Frequent Contributor
Laugh
Posts: 254
Registered: ‎12-29-2012

Re: How old are you, and...

I got my first CC at the age of 21. Gap store card....for the 30% off and I didn't even put it on the card. I paid in cash.

I'm 22 right now.
Cards: CSP 6k, Chase Freedom 6k, BCP 7.5k, Sallie Mae 8.9k, Discover 5k, BOFA Better Rewards 3.8k
Frequent Contributor
oscar_actuary
Posts: 293
Registered: ‎03-25-2013

Re: How old are you, and...

Current Age: 44

Age first CC: 20, I think.  Wish I had kept it.

 

 

FICO EX 739, 2013 Jun. FICO TU08 791, 2014 Apr. FICO EQ 736, 2013 Aug.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club GE Dscvr 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 21.6k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k; JC Penny 2011 1k

Established Member
Kwyjibo
Posts: 23
Registered: ‎06-12-2013

Re: How old are you, and...


enxinas wrote:

at what age did you get your first CC??

 

I'm 23, and I got my first CC when I was 18. (It is my WF CC. )


I'm 26, and like you, I got my first CC (Wells Fargo) at 18 when I opened my WF checking account.

It's a darn good thing they just gave it to me without my asking. Got my foot in the door as far as credit goes. Still have the card, always will.


Gardening until at least 12.16.13

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