07-25-2013 05:24 PM
I am 54 and got my first card when, I think, I was 23. It was a department store card. I had some clothes on lay away and someone asked why didn't I just apply for a credit card. I did, got it, and that was the beginning.
07-27-2013 09:17 PM
21 and got my first card (cap 1) when i was 18
07-30-2013 06:21 PM
I'm 41 and got my first card when I was 18 and it was a mastercard from the credit union I had belonged to since I was a toddler. I was so proud of that card.
10-17-2013 06:45 AM
I'm 34 and got my first CC from Wells Fargo at 19. Then made the mistake of turning it into a join account and eventually closing it when things went south
10-17-2013 07:44 AM
I'm 20 years old, and my first card was the American Blue Cash Preferred about 3 1/2 weeks old now. Followed by CapOne Quicksilver, then my Discover IT card.
- Entirely thanks to my grandmother allowing me to be an authorized user on her two cards for a few years now. (I repaid the the favor by adding her to my three CC accounts now, too.)
TU: 819 EX: 809 EQ: 787
10-17-2013 09:38 AM
I'm older than dirt and about the same age as Barry LOL! I also got my first card at 23. In those days you didn't need to apply for credit cards. The cards were just mailed out to you. The first card was from Dillards then along came Bankamericard.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.