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New Contributor
Posts: 58
Registered: ‎09-22-2009

Re: How old are you, and...

[ Edited ]

I am 37 years old and got my First C.C when I was 22 Smiley LOL

Frequent Contributor
Posts: 272
Registered: ‎12-13-2012

Re: How old are you, and...

I am 54 and got my first card when, I think, I was 23.  It was a department store card.  I had some clothes on lay away and someone asked why didn't I just apply for a credit card.  I did, got it, and that was the beginning.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Regular Contributor
Posts: 173
Registered: ‎06-28-2012

Re: How old are you, and...

21 and got my first card (cap 1) when i was 18

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Regular Contributor
Posts: 108
Registered: ‎12-26-2012

Re: How old are you, and...

Hello! I'm 26  from Puerto Rico and I got my first card, a Walmart Store Card.

Senior Contributor
Posts: 6,240
Registered: ‎04-30-2013

Re: How old are you, and...

I was 18 when I got my first CC. It was from USAA. I qualified for it while getting a used auto loan through USAA. 

Posts: 88
Registered: ‎06-03-2013

Re: How old are you, and...

I'm 41 and got my first card when I was 18 and it was a mastercard from the credit union I had belonged to since I was a toddler.  I was so proud of that card. 

4/13 CS from TU 599 11/3/13 Current FICO TU: 672, EQ 680
Negs: BK charged-off Jan '09, KS tax lien PAID, but still trying to figure out how to get it removed and 10 IIB accounts
Happiness: Merrick $750  |  Cap One $300  |  USBank $300  |  Victoria's Secret $500  |  The Buckle $250  |  JCrew $250  |  Express $250  |  Cap One $2000(AU)  |  Fingerhut $850 | Kohls (AU) $3000
Goals are 760 to buy a home & to stay in the Garden til 2/14
Frequent Contributor
Posts: 449
Registered: ‎10-04-2013

Re: How old are you, and...

I'm 28, and got my first CC when I was 18.  It was a Citi Platinum Card.

Posts: 82
Registered: ‎05-04-2008

Re: How old are you, and...

I'm 34 and got my first CC from Wells Fargo at 19. Then made the mistake of turning it into a join account and eventually closing it when things went south Smiley Sad

5/08 EQ 696.....9/13 EQ 796.....9/17 EX 824, EQ 843
Amex Blue Cash 15K || PenFed Cash Rewards 18K || Chase Freedom 12K || Cap1 Quicksilver 15K || Amazon Prime 3.8K || Citi Double Cash 10.8K
Frequent Contributor
Posts: 468
Registered: ‎09-23-2013

Re: How old are you, and...

I'm 20 years old, and my first card was the American Blue Cash Preferred about 3 1/2 weeks old now. Followed by CapOne Quicksilver, then my Discover IT card.


- Entirely thanks to my grandmother allowing me to be an authorized user on her two cards for a few years now. (I repaid the the favor by adding her to my three CC accounts now, too.)

AMEX Surpass: $32,000 | Chase Sapphire Reserve: $30,000 | AMEX BCP: $15,000 | AMEX SimplyCash: $12,000 |Capital One Quicksilver: $13,500 | US Bank Cash+: $10,500 | Chase Sapphire Preferred: $9,400 | Capital One QS1: $6,500 | (2nd) US Bank Cash+: $5,000 | Discover IT: $4,000 | Chase Freedom: $2,000 | Auto Loan: $0/$18,000 | AU Accounts: AMEX BCE: $18,000 | PNC Points: $17,500 | PNC Everyday: $12,000 | Fidelity Investments: $10,000 | JCPenny Store Card: $7,500

TU: 819 EX: 809 EQ: 787

Established Contributor
Posts: 866
Registered: ‎09-22-2011

Re: How old are you, and...

I'm older than dirt and about the same age as Barry LOL!   I also got my first card at 23.  In those days you didn't need to apply for credit cards.  The cards were just mailed out to you.  The first card was from Dillards then along came Bankamericard. 

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