hhmmm....I will have to redo the numbers and update here. I was pretty sure my numbers were correct. Basically, DH and I have 6 dependents. hhmmm.....
Let's just say, I need to have a refund! And not a new debt! 
Update --- apparently not all of my income was taxable....which made the difference.
Throw in thousands of dollars in OT pay that was not paid, but approved, and I have a nice work deduction. (The paystubs say that $xxxx.xx on this paycheck were forfeited.)
So, I should be getting a refund.
