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Super Contributor
Posts: 6,569
Registered: ‎04-07-2008

Re: How young are you?

If you're looking for a sugar daddy, try Crashem, Bibro or BronxBomber LOL

 

Or we can always go on Ray's Palladium  :smileyhappy:




Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012

Re: How young are you?

Well lol.. I pay for most of my school myself...

 

and my 13 year old sister and all her little friends annoy the heck out of me!! haha

 

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 269
Registered: ‎03-15-2012

Re: How young are you?

21....here still in college. Stats in sig. Started building credit 8 months ago.

Fico Scores: 763 EQ(12/11/12) 801 TU(02/06/15) 776 EX(02/14/2015)
AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K Discover it 6.5K Wells Fargo Cash Back $4.4K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Established Contributor
Posts: 795
Registered: ‎05-16-2012

Re: How young are you?

 I feel old now!!!!!

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
New Member
Posts: 3
Registered: ‎09-27-2012

Re: How young are you?

[ Edited ]

Tylaw13:

 

                  "p.s. is it bad i only want it cause its made of metal? hahah"

 

 

LOL lets be honest, almost everyone wants to card because it's metal HHAAhA That's the only reason I applied O.O

Chase Freedom $5k, Chase Sapphire Preferred
Amex Zync, Amex Gold
Macys $400, L&T $1500, Saks Fifth $1600
New Contributor
Posts: 90
Registered: ‎08-06-2012

Re: How young are you?

I wish I had found this forum when I was 18.  It would have saved me a lot lot lot of drama and bad decisions. 

 

I'm 32, no CC (currently in bk, hence the wish for earlier credit education).  My plan is to buy a home as soon as I can...2 or 3 years down the line.

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Frequent Contributor
Posts: 482
Registered: ‎02-27-2012

Re: How young are you?

I'm 23 work full time and own a business, I was able to get some pretty good cards with some banks:

3 BOA cards: total limit 17,500
Chase: 3k
chase business: ink cash: 12k & ink bold: 35k
Discover:7k
Penfed: 9k
Alliant: 2.5k
Barclays: 2k
Gold Amex: 3k hard limit

Then a bunch of cards totaling around :5k that I will close soon.

And like 3 store cards for 8-9k....

Goal honestly is 150-200k personal credit & 100-150 business credit.
Established Contributor
Posts: 912
Registered: ‎06-14-2012

Re: How young are you?

@CS800, speaking of Crashem, where the hell is he at? I haven't seen a post from him in at least a couple weeks. He was pretty much posting everyday, now nothing . Wonder whats up?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Posts: 1,954
Registered: ‎01-24-2012

Re: How young are you?

I just turned 22 in September and it seems like just yesterday I graduated from high school. Really the only goal I have right now is to keep the business going. I think I have done pretty well these first three months and hope it continues on. I do not believe there are any cards I want right now, besides the NFL for the $400 cashback. The lineup I have now gets me 5, 2, or 1.75% cashback on all spending so that is good.

 

I have thirteen cards with various lenders (FIA, Chase, PNC to name a few). I started at 19 and will never forget Jackie from Macys who encouraged me to apply for their card and to my surprise it was approved. Without her I would have a whole year less of history and do not think I would have the great cards I have now. Credit is great and I plan to keep it that way. I know of cousins and aunt/uncles who have terrible credit and am so glad that I have my parents sense of money.

Super Contributor
Posts: 6,569
Registered: ‎04-07-2008

Re: How young are you?

[ Edited ]

4us- wrote:

I wish I had found this forum when I was 18.  It would have saved me a lot lot lot of drama and bad decisions. 

 

I'm 32, no CC (currently in bk, hence the wish for earlier credit education).  My plan is to buy a home as soon as I can...2 or 3 years down the line.


You're in the right place for your rebuilding journey. In the last two years on here with the knowledge and help of the members, I have made tremendous progress.

 

Knowledge is Power :smileyhappy:




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