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Super Contributor
CS800
Posts: 6,148
Registered: ‎04-07-2008

Re: How young are you?

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‎10-02-2012 07:40 AM

If you're looking for a sugar daddy, try Crashem, Bibro or BronxBomber LOL

 

Or we can always go on Ray's Palladium  :smileyhappy:





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Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: How young are you?

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‎10-02-2012 07:42 AM

Well lol.. I pay for most of my school myself...

 

and my 13 year old sister and all her little friends annoy the heck out of me!! haha

 

 

Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 32 of 75 (697 Views)
 
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Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: How young are you?

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‎10-02-2012 07:48 AM

21....here still in college. Stats in sig. Started building credit 8 months ago.


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Message 33 of 75 (693 Views)
 
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Established Contributor
calihlove75
Posts: 723
Registered: ‎05-16-2012

Re: How young are you?

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‎10-02-2012 07:52 AM

 I feel old now!!!!!

100% Ficos: EX 743, TU 743, Walmart TU fico 749, EQ 744
Inquiries last 1 year/6 months: EX-2/0, TU- 5/0, EQ-1/0~
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Message 34 of 75 (686 Views)
 
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LSP10is
New Member
LSP10is
Posts: 3
Registered: ‎09-27-2012

Re: How young are you?

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‎10-02-2012 07:53 AM - edited ‎10-02-2012 07:55 AM

Tylaw13:

 

                  "p.s. is it bad i only want it cause its made of metal? hahah"

 

 

LOL lets be honest, almost everyone wants to card because it's metal HHAAhA That's the only reason I applied O.O

Chase Freedom $5k, Chase Sapphire Preferred
Amex Zync, Amex Gold
Macys $400, L&T $1500, Saks Fifth $1600
Message 35 of 75 (678 Views)
 
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New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

Re: How young are you?

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‎10-02-2012 07:54 AM

I wish I had found this forum when I was 18.  It would have saved me a lot lot lot of drama and bad decisions. 

 

I'm 32, no CC (currently in bk, hence the wish for earlier credit education).  My plan is to buy a home as soon as I can...2 or 3 years down the line.

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Message 36 of 75 (677 Views)
 
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Regular Contributor
youngman1234
Posts: 230
Registered: ‎02-27-2012

Re: How young are you?

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‎10-02-2012 07:54 AM

I'm 23 work full time and own a business, I was able to get some pretty good cards with some banks:

3 BOA cards: total limit 17,500
Chase: 3k
chase business: ink cash: 12k & ink bold: 35k
Discover:7k
Penfed: 9k
Alliant: 2.5k
Barclays: 2k
Gold Amex: 3k hard limit

Then a bunch of cards totaling around :5k that I will close soon.

And like 3 store cards for 8-9k....

Goal honestly is 150-200k personal credit & 100-150 business credit.
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Message 37 of 75 (676 Views)
 
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: How young are you?

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‎10-02-2012 08:00 AM

@CS800, speaking of Crashem, where the hell is he at? I haven't seen a post from him in at least a couple weeks. He was pretty much posting everyday, now nothing . Wonder whats up?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Message 38 of 75 (663 Views)
 
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Valued Contributor
navigatethis12
Posts: 1,231
Registered: ‎01-24-2012

Re: How young are you?

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‎10-02-2012 08:01 AM

I just turned 22 in September and it seems like just yesterday I graduated from high school. Really the only goal I have right now is to keep the business going. I think I have done pretty well these first three months and hope it continues on. I do not believe there are any cards I want right now, besides the NFL for the $400 cashback. The lineup I have now gets me 5, 2, or 1.75% cashback on all spending so that is good.

 

I have thirteen cards with various lenders (FIA, Chase, PNC to name a few). I started at 19 and will never forget Jackie from Macys who encouraged me to apply for their card and to my surprise it was approved. Without her I would have a whole year less of history and do not think I would have the great cards I have now. Credit is great and I plan to keep it that way. I know of cousins and aunt/uncles who have terrible credit and am so glad that I have my parents sense of money.

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Super Contributor
CS800
Posts: 6,148
Registered: ‎04-07-2008

Re: How young are you?

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‎10-02-2012 08:04 AM - edited ‎10-02-2012 08:05 AM

4us- wrote:

I wish I had found this forum when I was 18.  It would have saved me a lot lot lot of drama and bad decisions. 

 

I'm 32, no CC (currently in bk, hence the wish for earlier credit education).  My plan is to buy a home as soon as I can...2 or 3 years down the line.

You're in the right place for your rebuilding journey. In the last two years on here with the knowledge and help of the members, I have made tremendous progress.

 

Knowledge is Power :smileyhappy:





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