Re: How young are you?

YoungGoldCard · ‎10-11-2012

25.

Car lease through ally at 20 paid off. Got a terrible CapOne Masterdcard that year that they only give me $750 on, which started at $500. At 24 I got a Gold AMEX and also paid off student loans. Early this year I got a Chase Freedom. Just two days ago I was approved for both the Capital One Venture and an AMEX Cash Everyday. I've never been late on a bill and most of my payments are done far before they are due if not a day or two after the charges take place.

My goal is to make money off of a system that is built for people to fail. Great success so far.

AMEX Gold Premier Rewards [CL: ?]
AMEX Blue Cash Everyday [CL: $6500]
VISA Chase Freedom [CL: $3500]
VISA Capital One Venture: [CL: $5000]
MASTERCARD Capital One Platinum [CL: $750]...and they wonder why it never gets used...

ImprovingYouth · ‎09-21-2012

Gotta say it is damn encouraging to see so many young people taking control of their finances and credit.

Current Goals: Home loan towards the end of 2013!

Dustink · ‎10-02-2012

I just turned 21. I started when I was almost 20 with a $300 limit credit card from US Bank. It quickly grew from there. What a journey.

Here is what I have now:

US Bank Flexperks Signature

US Bank Cash+ (kinda) Combing three accounts to create this card

Chase Freedom $5k

Amex HHonors $2k

Best Buy $3k

Crap1 $1.5k

Now I am working on saving money to buy an investment property.

Too many INQs & low AAoA so I'm off to tend the Garden. Age:21 EQ: 642 TU: 677 EX: 665

$14k $8.5K $7.5k $7.5k $6.5k $6k $5k $5k $5k $5k NPSL @ 0%

creditnocash · ‎07-23-2012

Dustink wrote:
I just turned 21. I started when I was almost 20 with a $300 limit credit card from US Bank. It quickly grew from there. What a journey.

Here is what I have now:
US Bank Flexperks Signature
US Bank Cash+ (kinda) Combing three accounts to create this card
Chase Freedom $5k
Amex HHonors $2k
Best Buy $3k
Crap1 $1.5k

Now I am working on saving money to buy an investment property.

congrats. hoping i get a big bump on freedom when i ask for an increase next august/jan. havent decided.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

Dustink · ‎10-02-2012

creditnocash wrote:
Dustink wrote:
I just turned 21. I started when I was almost 20 with a $300 limit credit card from US Bank. It quickly grew from there. What a journey.

Here is what I have now:
US Bank Flexperks Signature
US Bank Cash+ (kinda) Combing three accounts to create this card
Chase Freedom $5k
Amex HHonors $2k
Best Buy $3k
Crap1 $1.5k

Now I am working on saving money to buy an investment property.
congrats. hoping i get a big bump on freedom when i ask for an increase next august/jan. havent decided.

It should. The cards seem to start growing exponentially.

Too many INQs & low AAoA so I'm off to tend the Garden. Age:21 EQ: 642 TU: 677 EX: 665

$14k $8.5K $7.5k $7.5k $6.5k $6k $5k $5k $5k $5k NPSL @ 0%

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