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Established Contributor
Posts: 791
Registered: ‎09-29-2014

Re: If you have a car, what situations do you use Uber/Lyft?

I travel a lot for work so when I want to go out to eat and drink I use Uber rather than the rental. Thankfully, my company encourages this so they have no issue paying for my Uber rides. 


Doesn't get any better than that.

Over $182,000 in credit across 12 cards.

FICO ranges from 786 -818 as of 6/17/2017
Valued Contributor
Posts: 1,446
Registered: ‎04-28-2016

Re: If you have a car, what situations do you use Uber/Lyft?

[ Edited ]

When no one wants to be designated driver, or when I want to avoid long-term parking (train stations and airports).


My Uber rating has suffered lately (despite my "apology tips") due to times I order the car but my drunker and less-Uber-experienced friends annoy the driver.

Perks, purchase protection, and sketchy merchants: Schwab Platinum.....Price rewind and extended warranties: Costco.....Travel insurance: Prestige.....Renewal nights: IHG, Hyatt.....Rewards/Offers: Discover, Freedom, ED, BCE.....Taxes/Misc: SPG...Questioning the value of: CSP, Arrival

760ish FICOs...Rebucketing hurts!
Total CL: Enough
Posts: 15
Registered: ‎03-18-2007

Re: If you have a car, what situations do you use Uber/Lyft?

- avoided airport parking fees (big one)

- planned nights out not wanting to risk a DUI

- not risking car being broken in to on the 'other' side of the city where mall parking security is pathetic

- avoided using rental cars at the other end of the flight (I always get lost anyway even with map apps)

CommanderLexa wrote:

When I was without my car recently, Uber was a lifesaver.  Now that I have my car back, I'm curious how it might be still useful.  Other than using Uber to concerts or sporting events where parking may be a pain, what situations have you found Uber/Lyft useful?


Gardening until 2019

Ficos low 600s
Valued Member
Posts: 34
Registered: ‎11-23-2015

Re: If you have a car, what situations do you use Uber/Lyft?

I don't usually use Uber, I drive myself wherever I want to go. However, a few days ago, a friend need a ride. I couldn't do it cause I was working so I called her an uber instead.

Starting Scores: TU: 598: EQ 542 EX: 604 (Aug 2015)
Current FICO Scores: TU 08: 708 EQ 04: 711 EX 08: 726
Goal Score: 760 FICO across the board

Regular Contributor
Posts: 211
Registered: ‎06-06-2017

Re: If you have a car, what situations do you use Uber/Lyft?

Whenever I plan on having more than a drink or two. Also, when traveling. Mainly for when I'm out drinking, though. If I get a DUI in my career, I'm done-zo.

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TU 700, EX 692, EQ 676 (09/07/2017)
Established Member
Posts: 32
Registered: ‎04-14-2017

Re: If you have a car, what situations do you use Uber/Lyft?

I use Uber if I’m going to be away for a while and it works out cheaper than parking at the airport. Outside of that, my last few trips to Toronto and NYC I used Uber / Lyft for rides to get somewhere faster than public transportation. 

In the Garden until May 2018
Starting Score: 569 EX FICO 8 - Dec 2016 | Current Score: 641 EX FICO 8 - Oct 2017 | Goal Score: 680 EX FICO 8 - Dec 2017
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Established Contributor
Posts: 1,152
Registered: ‎02-07-2017

Re: If you have a car, what situations do you use Uber/Lyft?

I've only used Uber a few times, mostly when my old car (a 2001 Ford Focus that was on its last legs by 2016) was in the repair shop. Since I bought my present car, I think it unlikely I'll be using Uber except in case of transport emergency (I did use it one time last year when my commuter train was seriously delayed due to major mechanical problems).

Rebuilding credit since 12/14 Ch7 BK discharge. FICO 10/16/17:TU 659/EX 694/EQ 688 FICO 8 or 680 FICO 9 (Penfed), VS 3.0 10/16/17: TU 704/EX 691/EQ 697. $800 Amazon Prime Store Card, $951 Cap One secured Platinum MC, $1200 Walmart Store Card, $2000 Apple FCU Platinum Visa, $3000 Penfed Power Cash Rewards Visa, $3500 Cap One Quicksilver MC, $3600 Discover It, $4300 Overstock Store Card, $10k PenFed used car loan, $5k Navient student loan. In the garden as of 7/2/17 AND THIS TIME I REALLY MEAN IT!!! (unless I get a preapproval I can't refuse...)
Valued Member
Posts: 41
Registered: ‎07-04-2007

Re: If you have a car, what situations do you use Uber/Lyft?

If it is cheaper to Uber to/from the airport than to park our car there, like for our recent 2-week trip to Europe, we Uber to/from.

Anytime we are going somewhere where parking or traffic will be a nightmare, like an NFL game in my city which does not have a parking lot or structure for the stadium, we Uber.

When traveling to places where we mostly walk or use public transport, Uber comes in handy for trips after dark or if the weather isn't great for waiting.
04/20/17 - Fico Score 8: EQ 695, TU 689, EX 728; Mortgage: EQ 731, TU 740, EX 815
05/20/17 - Fico Score 8: EQ 763, TU 767, EX 753; Mortgage: EQ 796, TU 773, EX 804
06/20/17 - Fico Score 8: EQ 772, TU 780, EX 764; Mortgage: EQ 799, TU 785, EX 819
07/20/17 - Fico Score 8: EQ 796, TU 778, EX 781; Mortgage: EQ 795, TU 781, EX 809
08/21/17 - Fico Score 8: EQ 796, TU 778, EX 781; Mortgage: EQ 795, TU 781, EX 809
09/27/17 - Fico Score 8: EQ 800, TU 786, EX 783; Mortgage: EQ 795, TU 785, EX 819
Established Contributor
Posts: 995
Registered: ‎01-16-2017

Re: If you have a car, what situations do you use Uber/Lyft?

Only when going out for serious drinking.  On the way back it is cheaper to use a cab as the Uber rates get jacked up at closing time and it easier to just jump in a cab. 

January 15 2017 Experian 527 Transunion 528 Equifax 529
August 1 2017 Experian 702, Transunion 711, Equifax 715

BOA Cash Rewards, AMEX BCE, AMEX PRG, AMEX Ameriprise Platinum, AMEX SPG, CITI AADvantage Platinum, Chase Southwest Premier, Chase Southwest Plus, Barclay Arrival +, Barclay AAdvantage Red Aviator, USAA Prefered Cash Rewards , Cap One Quicksilver, Lendup L card, JCrew, Pottery Barn, Express, NFCU Go Rewards.. 130k total credit lines.
Frequent Contributor
Posts: 431
Registered: ‎05-18-2015

Re: If you have a car, what situations do you use Uber/Lyft?

Funny you mention uber, I've used it quite a bit lately and I have a car as well. Last week used it on my way home as my commuter train was "stuck" and I didn't want to wait. So I requested uber. Again last week, I was out to dinner with colleagues late and didn't want to take the commuter train home. And of course just two days ago when I don't want to drive and I've had one or two drinks, to be safe I Uber'd it home. Smiley Happy
Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017

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