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In my wallet...

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KeenAura
Member

Re: In my wallet...

OK Thanks, yeah I have a bunch of uglies coming off from January - July 2013, so we'll see what it looks like in August 2013. Plus I should have solid payment history on $150K in student loan consolidations and the Capital One card I just got.

Credit Scores (will pull FICO on 8-1-12):
--Start, 5-8-12: Transrisk (TU) 545, Plus (EX) 555, CE (EX) 535, Risk (EQ) 573. Mean: 552; Median: 550
--Goal, 8-1-13: Median of the TU, EX, and EQ FICO scores: 640
--Goal, 3-1-15: Median of the TU, EX, and EQ FICO scores: 760
Credit Utilization 0% (Card / Balance / Limit): Capital One / $0 / $200.
Message 31 of 42
KeenAura
Member

Re: In my wallet...

Oh ok, cool job bro :-)

Credit Scores (will pull FICO on 8-1-12):
--Start, 5-8-12: Transrisk (TU) 545, Plus (EX) 555, CE (EX) 535, Risk (EQ) 573. Mean: 552; Median: 550
--Goal, 8-1-13: Median of the TU, EX, and EQ FICO scores: 640
--Goal, 3-1-15: Median of the TU, EX, and EQ FICO scores: 760
Credit Utilization 0% (Card / Balance / Limit): Capital One / $0 / $200.
Message 32 of 42
injustifiiable
Valued Contributor

Re: In my wallet...


@Anonymous wrote:

I can't wait until I can put all of this stuff in my iPHONE and just carry it around only!!!!

 

Smiley Tongue


OH...I TOTALLY will be buying one of these iCache Geodes when they come out:

 

http://www.icache.com/product.php

 

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 33 of 42
Anonymous
Not applicable

Re: In my wallet...


@FrugalRican wrote:

Well, when I am out late at night patrolling the mean streets of Gotham and acting all broody on top of skyscraper gargoyles, I usually carry the Bat Credit Card in my utility belt. But whenever I am out there parading as a billionaire playboy, I like to carry my Chase Freedom and Discover "Black". I find that the AMEX BCE works quite well when laced onto batarangs.


I'll have to pull the b.s. flag here ..................... it's the BCP that works well with the batarang

Message 34 of 42
injustifiiable
Valued Contributor

Re: In my wallet...

Oh, and to stay on topic:

 

I recently bought one of those Aluma Wallets from Walgreens. Neat idea in theory, but I had to purge big time. My only gripe with it is that you can't carry a lot of bills in it (but apparently they have this bigger Aluma Wallet you can buy).

 

In my Aluma Wallet:

 

slot 1: Driver License, Zipcar membership RFID

slot 2: Staples Tax Exempt Rewards Card, American Express SimplyCash Business Card ($18.1K)

slot 3: BoA Debit Visa, TD Bank Debit Visa

slot 4: Stop and Shop Card, New York City Transit MetroCard

slot 5: Capital One Secured ($301), Household Platinum ($400)

slots 6 and 7 are empty, usually throw receipts or a bill or two in those.

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 35 of 42
bribro
Valued Contributor

Re: In my wallet...

IN MY WALLET:

 

  • Chase Sapphire Preferred Visa Signature ($15k)
  • Chase Freedom Visa ($15k)
  • Citi Dividend World MC ($20k) - World Elite w/EMV TBR in early June
  • Citigold MC Debit Card
  • J.P. Morgan Visa Debit Card
  • Driver's License
  • Car Insurance
  • Medical Insurance
  • Company ID
  • Mass Transit Card
  • $100 Emergency Cash (in a hidden slot)
  • 2 Business Cards

 

NOT IN MY WALLET:

  • All my store cards
  • Receipts
TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 36 of 42
Anonymous
Not applicable

Re: In my wallet...

In the wallet:

Amex Gr

Amex Plat (personal biz)

Priority Pass card

Chase Slate (for when they don't take Amex)

Bank debit card

CCW permit

DL

SSN card

Car reg

Car insurance card

Library card

Shooting range card

Ham radio license

ARRL ham radio membership card

blank check

Global entry card in it's sleeve

Office Depot discount card

State park mountain bike 'card' (laminated piece of paper)

 

CitiBiz AA (job AU)

Citi AA Plat World (job AU)

 

 

In the drawer:

Discover

Orchard

Credit One

 

Coming in the mail:

Delta Gold Amex revolver

 

 

I have a money clip for bills.

 

Using the prior version of this Tumi wallet:

http://www.tumi.com/product/index.jsp?productId=11632653&prodFindsrc=paramNav

 

It is rather scientifically packed lol

 

Message 37 of 42
adavis425
Established Contributor

Re: In my wallet...


@injustifiiable wrote:

@Anonymous wrote:

I can't wait until I can put all of this stuff in my iPHONE and just carry it around only!!!!

 

Smiley Tongue


OH...I TOTALLY will be buying one of these iCache Geodes when they come out:

 

http://www.icache.com/product.php

 

 


That's hot! I definitely need one of those. I'll keep an eye out for release.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 38 of 42
Anonymous
Not applicable

Re: In my wallet...

I definitely prefer the minimalist wallet to the George Costanza wallet.  I only carry my Amex Green, Chase Freedom, and debit card.  I'll likely add a Sapphire Preferred sometime, but that's probably it.

Message 39 of 42
r34dy2fly
Contributor

Re: In my wallet...

Geeze. Stop carrying your SS card in your wallet! There is no need for it. Smiley Tongue

Message 40 of 42
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