Income poll - theory building

[Creditwiser]

Median Home Price for your area (by zip code or county preferable): 288,000
Household income: North of 200K

Household size: 5

Your best & worst credit score (over time): Low 500's to 782
Do you consider yourself middle class? Or other?  Middle Class

[Kirmie2010]

Median home price 323k for my zipcode but if you look up "Felony Flats" in google, youll find my neighborhood.  (se portland) and I am sure this small area is more like 240k.  When I look for a home my max price is 180k.

My house hold income right now is 26k. (6k ontop of that a year side jobs)

4 people, 5 on the weekends.  (other daughter)

Best and worst credit score, 423 I saw on a report years ago.  Best actual fico so far for me is 694 *its back down to the 650s now*

I am in the poor classification, I dont know what it is officailly though.

My rent is 85% of my check so I have to do side jobs or we would never have enough money for anything like a home.  Then you get to tack on food, health insurance, car insurance, car repairs, hospital visits, phone bills, utilitys bills, internet if you have it.   If you include my garnishments and child support my rent is more like 95% of my leftover monthly check.

[SomeGuyOnTheWeb]

Median Home Price for your area: $129,400 (Not sure if that's right)
Household income: ~$39,000 with bonuses included
Household size: 1
Your best & worst credit score (over time): Best is 763 EX. No idea what worst was. I'm guessing EQ at ~660.
Do you consider yourself middle class? Or other? Lower middle class, I'd guess. I know I'm doing better than most people around my area, but I'd like to make at least $50,000/year. Would let me pay off my higher interest rate student loans in one year and save more.

[grinlikechelsea]

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@Creditwiser wrote:

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@Stralem wrote:

$25k credit limit on a $35k income?

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Its probably an Amex 3x thing. My Son has same Amex CL and he makes just less than 30k. Looking at your siggy seems you should know that

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Yeah, it was definitely through the 3x CLI. No way I could get that as a starting limit!

[Anonymous]

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@Anonymous wrote:

And it's only fair that I start.

Median Home Price for your area (by zip code or county preferable): $435,000

Household income: $113,700 (2014 unadjusted gross)

Household size: 3

Your best & worst credit score (over time): mid-500s to what's in my sig.
Do you consider yourself middle class? Or other? Solid middle class.

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[Anonymous]

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@Anonymous wrote:

I'm working on a theory here, and hoping y'all (since we're all mostly anonymous) will be willing to give me some unofficial data.

Median Home Price for your area (by zip code or county preferable):
Household income:

Household size: 

Your best & worst credit score (over time): 
Do you consider yourself middle class? Or other?

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Median home price: $249,900

Household income: $175,000

Household size: 3

Best & worst score- Best is 830 or so, I have no idea of my worst. Considering there was a bankruptcy 20 years ago it was probably pretty low back then. 

Pretty much middle class. 

[Anonymous]

My County (2009 Data):

Median household Income: $39,867

Median contract Rent: $673

Median home value: $232,100

My city (2012 Data):

Median household Income: $39,150

Median Rent: $831

Median home value: $230,300

My household income: $44,000 with an asterisk (I am planning on school this Fall)

Household Size: 3

Consider Myself: Lower Middle Class for my area, probably Middle Lower Class (lol) for the US.

Best Score: 720s in the early 2000's when I was just starting out, lowest, lord knows- currently mid 600's.

There is such geographic disparity.

$80,000 buys a nice 3 or 4 bdrm home in my grandfather's town in the rural Midwest.

$300,000+ for that level of quality 3-4 bdrm in the pleasant University town in which I currently live.

$1.25 million+ for that same home In the affluent metro area suburb where I grew up.

[Anonymous]

Median Home Price for my zip or I should say community:  $249,000.  We paid more since this is our dream home & new build.

Household income:  156,000.00  (gross)  New construction (commercial HVAC) is the last to fall & the last to come back. We're almost back in our area! 

Household size: 2 (yay!) plus 3 cats!

Worse score: 545.  Best score: 760's.

I consider ourselves middle clase.

[Anonymous]

Median Home Price for your area (by zip code or county preferable): $265,500 (according to Zillow.com; median sale price, listing price is higher.)
Household income: $58,600

Household size: 1

Your best & worst credit score (over time): worst (that I know of) = 570's. Best = what's in my signature
Do you consider yourself middle class? Or other? Lower middle class. I'd consider myself solid middle class if I'd been smarter and avoided the trappings of bad credit. When I started considering how far people who make less than I do are able to make their money go, that was a wake up call for me...

[Imhotrodcrazy]

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Median Home Price for your area (by zip code or county preferable):  $600K
Household income:  $65K  ( net )

Household size: 1

Your best & worst credit score (over time):   843 ---- 675
Do you consider yourself middle class? Or other?  middle

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