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Regular Contributor
Posts: 165
Registered: ‎03-08-2012

It's Just Too Damn High!!!

We are complaining about Everyday bills in life that are killing our Wallets... I'm interested in know what routine expenses do you find to be "Too Damn High" for the service you're gettting... What category takes the cake.

 

- Rent / Mortgage 

- Cell Phone / Wireless 

- Cable / Internet

- Gasoline

- Groceries 

- Student Loans 

- Utilities 

- Uncle Sam

Super Contributor
Posts: 9,130
Registered: ‎06-19-2013

Re: It's Just Too Damn High!!!


Blackbeauty212 wrote:

We are complaining about Everyday bills in life that are killing our Wallets... I'm interested in know what routine expenses do you find to be "Too Damn High" for the service you're gettting... What category takes the cake.

 

- Rent / Mortgage 

- Cell Phone / Wireless 

- Cable / Internet

- Gasoline

- Groceries 

- Student Loans 

- Utilities 

- Uncle Sam


Everything is too high😉



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 786 Fako 808 Creditkarma 5/11/15
Regular Contributor
Posts: 165
Registered: ‎03-08-2012

Re: It's Just Too Damn High!!!


mongstradamus wrote:

Blackbeauty212 wrote:

We are complaining about Everyday bills in life that are killing our Wallets... I'm interested in know what routine expenses do you find to be "Too Damn High" for the service you're gettting... What category takes the cake.

 

- Rent / Mortgage 

- Cell Phone / Wireless 

- Cable / Internet

- Gasoline

- Groceries 

- Student Loans 

- Utilities 

- Uncle Sam


Everything is too high😉


Of Course that goes without saying...But if you had to pick one, which is really over the top for the service you're getting, in your opinion? 

Regular Contributor
Posts: 186
Registered: ‎03-08-2014

Re: It's Just Too Damn High!!!

student loans and cell phone

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Super Contributor
Posts: 9,130
Registered: ‎06-19-2013

Re: It's Just Too Damn High!!!


Blackbeauty212 wrote:

mongstradamus wrote:

Blackbeauty212 wrote:

We are complaining about Everyday bills in life that are killing our Wallets... I'm interested in know what routine expenses do you find to be "Too Damn High" for the service you're gettting... What category takes the cake.

 

- Rent / Mortgage 

- Cell Phone / Wireless 

- Cable / Internet

- Gasoline

- Groceries 

- Student Loans 

- Utilities 

- Uncle Sam


Everything is too high😉


Of Course that goes without saying...But if you had to pick one, which is really over the top for the service you're getting, in your opinion? 


My top 2 if I  could cut out would be gas and cable.



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 786 Fako 808 Creditkarma 5/11/15
Regular Contributor
Posts: 114
Registered: ‎04-03-2014

Re: It's Just Too Damn High!!!

Rent here.  It's not even too much for me  (due to having 4 people in the apartment), but it seems like I will be renting forever.

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Frequent Contributor
Posts: 279
Registered: ‎10-11-2008

Re: It's Just Too Damn High!!!

[ Edited ]

Tough to say, a majority of those are choices and not things you're 'stuck' with.

 

Uncle Sam would be #1 for me. Followed by food and gas. 


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Established Contributor
Posts: 778
Registered: ‎04-03-2014

Re: It's Just Too Damn High!!!

[ Edited ]

Blackbeauty212 wrote:

We are complaining about Everyday bills in life that are killing our Wallets... I'm interested in know what routine expenses do you find to be "Too Damn High" for the service you're gettting... What category takes the cake.

 

- Rent / Mortgage 

- Cell Phone / Wireless 

- Cable / Internet

- Gasoline

- Groceries 

- Student Loans 

- Utilities 

- Uncle Sam


^^^^^^

I pay my in laws health insurance at $700 a month ot $8,400 a year. I also give them (in laws)  $1000 a month or $12,000 a year and I give my mom $1,000 a month or 12,000 a year. These are too damn high for me but once you give people stuff, they come to expect it. I also pay their VSP vision insurance at $$33/month or $396 a year. I keep a list of all my expenses, some I can cut more easily than others (such as Lifelock or AAA, landline phone line with ATT), others I can't such as gas/food/electric bill, others I can cut but difficult, such as giving in laws $1000 a month and paying their health insurance, I can do it, but only when I can't afford it then I'll have a good reason to do so. 

 

In total my annual expenses (not including everyday food, misc things I buy like clothes, etc) is $47,000 a year (including everying I mentioned above). This list I keep of expenses, I looked at what I can cut (whether it is easy or not, I can bring my expenses down to $16,000 a year instead if I don't worry about others and live frugally and cut cable, cell phone bills, life insurance premiums, etc).

Credit Cards: AMEX Platinum (NPSL - approved for $100K), Citibank Prestige ($17.5K), Simmons First ($4K), IberiaBank ($14K)
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myFICO 3B Report (as of 8/7/15): Experian: 795 (Score 8); 802 (Mortgage Score 2) Equifax: 802 (Score 8); 807 (Mortgage Score 5) Transunion: 790 (Score 8); 809 (Mortgage Score 4)
Last Hard Inquiry: December 2014
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Posts: 13,897
Registered: ‎04-15-2011

Re: It's Just Too Damn High!!!

Rent.jpg

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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Regular Contributor
Posts: 106
Registered: ‎02-05-2014

Re: It's Just Too Damn High!!!

Insurance!

 

Car, Medical, Dental, Vision, House, Life..  

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