07-19-2013 07:54 PM - edited 08-11-2013 12:52 AM
I'm working a 2nd job (part-time weekend ), and I'm paid a low wage with tips. I've also sold some items on craigslist.
I'm probably rambling on too much, but since I've decided to close my Huntington account that leaves me with: no way to deposit cash (tips & craigslist).
I'm leaning towards either
Alliant Credit Union
DCU (credit union)
Neither of those two credit unions have branches in my area (Indianapolis, IN), but they are part of a network of surgecharge ATM access. Apparently I can make deposits at some of these ATMs - http://www.atmallianceone.org/allianceone/FAQ.asp
Am I missing something here?
Feel free to recommend a decent local central Indiana bank, but I'm really leaning towards Alliant. I eventually want to re-finance my auto loan, and CU's seem to be the way to go.
07-19-2013 07:56 PM
You could deposit them in my account.
Seriously, if you have a CU that's local, it's a benefit to have a good working relationship with them.
07-20-2013 03:31 PM
07-21-2013 10:13 PM
I guess everyone hangs out in the credit card forum?
Well, KeyBank says I don't qualify for their $200 bonus
So I went with a credit union instead, NASA FCU. . . Even though they are not in my area, I can make deposits at local ATMs
Once I improve my credit profile, and have a steady relations with a CU, I'm hoping to re-finance my autoloan and get approved for a CC with one credit pull.
07-21-2013 10:28 PM
I'm a member of NASA FCU. They have quite a few offerings.
07-22-2013 09:57 AM - edited 07-22-2013 09:58 AM
Great... my Score Watch just notified me I have a new inquiry; guess from who? KeyBank
I don't get it, I never completed the application. I exited the browser, couldn't find a way to cancel the application. I'm trying to garden here, and the squirrels keep bothering me.
08-11-2013 01:14 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.