Most cash back in a year

[xgac12x]

What's the most rewards you've ever accumulated In a year? Also what's the most rewards you've ever had

[Creditdreamer]

Considering I just finally got rewards cards in October, my highest month was $179 with my new Discover it secured when they were doing the Apple Pay promotion. And in October of this year it's all going to double. I think my first year of rewards will end up being around $1500 to $2000, not including any welcome offers. ETA: This is a massive turnaround from previous years where I've been paying tons in interest and stupid AFs. I'm so excited about the rewards!

[Anonymous]

179$ in ONE month?!?! How?! You put some use through that thing!

[Anonymous]

I'm around $400 total this year I believe. 

[Anonymous]

You guys put some serious use on your cards lol. I got 18$ back on my discover this month and thought I was rich!

[Anonymous]

I have literally gone from paying with debit every single time to paying with credit every single time. I never pay anything with cash or debit anymore including my rent. I've accumulated $1,350 this month, BUT that includes $1000 in welcome bonuses.

[Creditdreamer]

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@Anonymous wrote:
179$ in ONE month?!?! How?! You put some use through that thing!

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During the Apple Pay Promotion, I was using Apple Pay any chance I got because they were giving 10% extra. So at Macy's I was getting 15% because Macy's was also a quarterly bonus category. So I maxed out the quarterly bonus category and then used Apple Pay for everything (Macy's, trader Joe's, Chevron, Best Buy). I didn't have a lot of spend that month. Maybe $3500? If I had had more money to spend, I would have tried to max out the apple pay bonus (only on things I needed in the near future though). My limit on that card was only $600 at the time. So I had a lot of payments. It was stressful waiting for things to clear and paying asap. This was before I realized I could just send an overpayment from my bank. lol.

[Anonymous]

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@Anonymous wrote:
I have literally gone from paying with debit every single time to paying with credit every single time. I never pay anything with cash or debit anymore including my rent. I've accumulated $1,350 this month, BUT that includes $1000 in welcome bonuses.

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That's exactly how I am. If I could pay my mortgage and car notes on it I would too! 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I have literally gone from paying with debit every single time to paying with credit every single time. I never pay anything with cash or debit anymore including my rent. I've accumulated $1,350 this month, BUT that includes $1000 in welcome bonuses.

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That's exactly how I am. If I could pay my mortgage and car notes on it I would too! 

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You can....just may not be cost effective:

https://www.chargesmart.com/

People were also paying their mortgages through Bluebird (not sure if this still works)

[Anonymous]

In the last 11 months including bonuses I've accumulated
220,000 UR's (155,000 bonus)
160,000 MRs (130,000 bonus)
$3,000 cash back from discover ($1500 mainly from 10% Apple Pay promo then doubled for double cash promo although I won't receive this second $1500 until June)
50,000 SPG points (30,000 bonus)
and a few thousand other random points

Should have a value of around $8-10,000 and I haven't churned a single card. Just started getting into rewards about 12 months ago...I'm sure next year won't be as lucrative, not planning on closing any but maybe need to add a Citi card or 3