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NFCU How many HP's do you have

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Anonymous
Not applicable

Re: NFCU How many HP's do you have


@Anonymous wrote:
You shouldn't be posting about freezing a bureau just to prevent a HP.

+1 but BTW this strategy does work with NFCU. 

Message 11 of 14
RonM21
Valued Contributor

Re: NFCU How many HP's do you have


@Anonymous wrote:

So after yesterdays cli HP I got to wondering just how many HP's from navy do I actually have.  So I figured I would list them and tell what they were for and the results.

 

03/31/15  EQ      Membership

03/31/15  EQ      Cash rewards approved for 3000 (asked for 25k)

03/31/15  EQ      loc denial (asked for 15K)

04/01/15  TU       Auto refinance (conditional approved but would not accept check stubs, decided to let it go)

04/03/15  EQ      loc recon (didn't realize there would be more HP's

04/04/15  TU       can't remember this one maybe the loc recon again.  

09/05/15  EQ       cash rewards cli (3000-4000)

12/09/15  EQ      cash rewards cli (4000-14000)

03/01/16  TU       cash rewards cli (no go)

04/17/16  EQ      loc approval for 15K

04/18/15  EQ      go rewards approval 1500

05/03/15  EQ      cash rewards cli 14000-21500 (asked for 25K)

 

Would love for all of you out there in myfico land to share their experiences as well

 

 


Oh wow. 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 12 of 14
darkfrosty
Established Contributor

Re: NFCU How many HP's do you have

I have kept my reports frozen for like a year or so .. I'm tempted to apply for a cli on my cash rewards card from 17k to 25k ..had it for 1.5 years and never asked for a cli before
CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 13 of 14
toi34
Established Contributor

Re: NFCU How many HP's do you have

So I take it NFCU is not inquiry sensitive then?

Message 14 of 14
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