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Name one time your amex wasn't accepted and u felt embarrassed

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NRB525
Super Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed

These stories do, however, highlight the reliance we now place on plastic and magnetic bits to get so much accomplished.

In the Zombie Apocalypse, AMEX is not accepted.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 22
Lyythine
Established Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed


@NRB525 wrote:

These stories do, however, highlight the reliance we now place on plastic and magnetic bits to get so much accomplished.

In the Zombie Apocalypse, AMEX is not accepted.


Thats why I collect gold  Smiley Wink

Message 12 of 22
Lyythine
Established Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed

Not really... but it could be worth something when my lead wrapped computer and short-wave radio finally die and I am forced to leave my bunker in the foothills of the smokey mountains Smiley Wink

Message 13 of 22
SunriseEarth
Moderator Emeritus

Re: Name one time your amex wasn't accepted and u felt embarrassed


@Lyythine wrote:

Honestly, it doesnt bother me at all. ever.

 

I did, however, have a lovely encounter with a snide woman today.  I went skiing and on the way back I stopped to get some gas.  The pump wouldnt take any of my cards, so I thought it was an issue with the pump.  I walked inside, gave the lady my card, explained the situation and she swiped the card.  She then said, in a whisper, "Im sorry sir, your card is declined... perhaps you forgot to pay your bill?"  I gave her what I can only imagine was an awful look. I politely said, no thats not the issue - I then proceeded to give her 2 other cards and surprise, all were "declined." Finally, two other patrons came in in the middle of her telling me that perhaps I am at my limit on all the cards...  The other patrons were complaining of the same problem.  Turns out, due to the blizzard conditions, their internet was down and couldnt process credit cards.  

 

Yet again, not embarressed - incredibly pissed. Smiley Wink


Did you ask if if their internet went down because they forgot to pay their bill?

 

Anyway, I think the clerk's insinuation was rude.   They should know better.   Smiley Mad



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 14 of 22
SunriseEarth
Moderator Emeritus

Re: Name one time your amex wasn't accepted and u felt embarrassed


@Anonymous wrote:

for example recently I went to a local pizzeria and as most of us do we don't really check if they accept amex ! Meal was done I get the bill pull out the amex and then boom ! "Sir I apologize we don't take american express" for a second I was like ! "Come on ! Your gonna do me like that infront of my fiancé ! " I paid with my discover it , everything was good ! But you guys could mention any embarrassing moments you had trying to pay with a amex ! Or bad moments trying to use a amex ! 


When I first got my TE and tried using it at the KFC across from my work, I found out that they didn't accept it.   I just pulled out my Sony Card Visa and swiped.   No embarassment.   Many cards aren't accepted at many places.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 15 of 22
NRB525
Super Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed


@SunriseEarth wrote:

@Lyythine wrote:

Honestly, it doesnt bother me at all. ever.

 

I did, however, have a lovely encounter with a snide woman today.  I went skiing and on the way back I stopped to get some gas.  The pump wouldnt take any of my cards, so I thought it was an issue with the pump.  I walked inside, gave the lady my card, explained the situation and she swiped the card.  She then said, in a whisper, "Im sorry sir, your card is declined... perhaps you forgot to pay your bill?"  I gave her what I can only imagine was an awful look. I politely said, no thats not the issue - I then proceeded to give her 2 other cards and surprise, all were "declined." Finally, two other patrons came in in the middle of her telling me that perhaps I am at my limit on all the cards...  The other patrons were complaining of the same problem.  Turns out, due to the blizzard conditions, their internet was down and couldnt process credit cards.  

 

Yet again, not embarressed - incredibly pissed. Smiley Wink


Did you ask if if their internet went down because they forgot to pay their bill?

 

Anyway, I think the clerk's insinuation was rude.   They should know better.   Smiley Mad


Rude, yes, But let us take a moment to consider: A clerk in a Quik-Gas-And-Shop... should know how the internet might fail. I'm feeling cognitive dissonance here Smiley Tongue

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 16 of 22
Open123
Super Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed

Never felt embarassed, just handed over a Visa or MC.

Message 17 of 22
elim
Senior Contributor

Re: Name one time your amex wasn't accepted and u felt embarrassed


@Open123 wrote:

Never felt embarassed, just handed over a Visa or MC.


+1     i still hand them PRG first (even though i know they don't take Amex) just for the entertainment factor.

 

Amex could also level the playing field some by lowering their swipe fee's a bit.

Message 18 of 22
Anonymous
Not applicable

Re: Name one time your amex wasn't accepted and u felt embarrassed

At the nail salon Smiley Sad

Message 19 of 22
Anonymous
Not applicable

Re: Name one time your amex wasn't accepted and u felt embarrassed


@Lyythine wrote:

@NRB525 wrote:

These stories do, however, highlight the reliance we now place on plastic and magnetic bits to get so much accomplished.

In the Zombie Apocalypse, AMEX is not accepted.


Thats why I collect gold  Smiley Wink


After looking at your card signature ... I'd like to collect your Merrill Lynch Amercian Express (Gold). Nice, went to their website and dug out the requirements and could not even find an app. Seems it is only for an exclusive "Private Client" group. Remember back to around 2006 when Merrill Lynch Cards with the bull on them were the rage for the up and coming. At the time I was serving as a member of a university foundation and worked with students and various people with money and this was the card Smiley Happy

Message 20 of 22
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