A few monts back I received a diet/vitamin supplement I never ordered form a company (King Comorgnet Enterprises) I never heard of and was charge $79 on my CC for it. I called and complained to the company and all they asked if I was sure I didn't want to keep it. I had to pay to ship it back to them and I filed a BBB complaint (useless as it is) as well and canceled the CC. The company must of gotten the CC and address they same way your standard ID/CC theft person does.
I wish companies could be convicted of this type of fraud and loose their ability to process CC payments but IMHO they would just start a new shell company the next day and be back in the game.
LOL RBFCU frequently denies valid internet purchases and payemnts but the only known time I had fraud, they allowed. Go figure.
1/25/2021: FICO 850 EQ 848 TU 847 EX