OLD AGE

[Anonymous]

Has anyone over retirement age noticed a change

in credit scoring, etc.?????

[guiness56]

What do you mean retirement age?

I'm retired, just younger than the minimum age for SS.

[Anonymous]

When you no longer show employment.

[guiness56]

That would be me

I retired from the military on 1April 11 and don't intend to work.  Ever again.

[veracious]

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@Anonymous wrote:

Has anyone over retirement age noticed a change

in credit scoring, etc.?????

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I don't know about credit scoring, but I sure have changed

Credit  has moved from necessity to pastime.

I'm much more focused on my goals, but; at he same time, not trying to change the past.

[guiness56]

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@veracious wrote:

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@Anonymous wrote:

Has anyone over retirement age noticed a change

in credit scoring, etc.?????

---

I don't know about credit scoring, but I sure have changed

Credit  has moved from necessity to pastime.

I'm much more focused on my goals, but; at he same time, not trying to change the past.

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LOL.  Isn't that the truth!!!!  

[Anonymous]

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@Anonymous wrote:

When you no longer show employment.

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DH retired in Sept. 2007 and we haven't noticed any drop in his FICO score as of yet.  We paid off the house over 10 years ago and I was more worried about that dropping our score.  On the other hand, we do still have our originial credit card from 1974! 

[haulingthescoreup]

Not really sure why retirement on its own (or job change, or promotion, or layoff, or running off to an island in the Caribbean) would affect FICO scores. Scores don't consider your employment status or income, so since it's not a factor in scoring, a change wouldn't do anything.

Now if it means that you can't pay off your cards, or that you use a chunk of retirement money to reduce debt, then sure, your scores might change.

[Imhotrodcrazy]

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@Anonymous wrote:

Has anyone over retirement age noticed a change

in credit scoring, etc.?????

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My score hasn't, but my attitude sure has, it's gone from bad to worse.  My score moves about as fast as my body does these days.

[Uborrow-Upay]

While I'm not admitting to old age, I will admit that I am not as concerned about my credit score going down as I am about other "personal" assets...