So I filled out the Prosper loan for $30K.. and was approved for 15K at 15%. Not a GREAT rate, but like other said, much better than the credit card rate!
Yesterday I was asked to submit a voided check, W2, paystubs and proof of ID. I emailed it within 30 minute, but nothing has been verified yet, except the bank account. How long might I expect to stay at this stage, awaiting document verification?
I also tried Lending club-they will give me 12.5K but at 28%!!! No thanks
Finally after sitting in verification stage 1 for 9 days, I went to fully approved and should expect funds next week!