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In September I was in the market for some reward cc's. Got two new one's and converted one. Family helped me achieve the promotional cash back and it paid for Christmas. Also I paid my insurance premium for the year, vs by the month. Savings = $36 for that alone. Also, I'm a avid gardener. Instead of obsessively buying all the seeds and plants that I usually do, I made my hobby pay for itself this past year. I saved seeds vs buying, divided plants and sold them. I actually came out quite a bit ahead versus the past several years! Over the past few years, I've made it a personal game with myself to save money. My kids say I am just plain cheap!
instead of cable use rabbit tv its around 50 a year
if your car gets under 18mpg buy a more efficient model example traded a 2000 f150 for a 2008 hhr the savings in gas paid for the payment
price compare anything you purchase to make sure your getting the best deal via the internet
buy instead of renting its often cheaper i went from 710 down to 573 yes houses are cheaper on the outskirts of indianapolis
if you live near a meijers buy the sunday paper for the coupons...the items with coupons will be on sale at meijer a week after they are in the paper and sign up for mperks