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Frequent Contributor
Posts: 463
Registered: ‎11-28-2012

So if you're getting a tax refund whatcha doing with it?

I plan on paying off the balance remaining I have with BML, and stash the rest in savings towards a (first) home purchase sometime in 2014! :smileyhappy:

 

YOU??

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


New Contributor
Posts: 83
Registered: ‎04-27-2012

Straight to the house downpayment bank account!

Straight to the house downpayment bank account!

Valued Member
Posts: 38
Registered: ‎10-15-2012

Re: Straight to the house downpayment bank account!

It'll be part of my son's wedding gift later this year

src="http://ficoforums.myfico.com/fico/i/custom/FFC_Icon.gif">Starting Score: 652
Current Score: EQ 685 TU 683 EX 699 (their sites FAKO) all as of 03/02/13
Goal Score: 700


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New Contributor
Posts: 74
Registered: ‎01-18-2013

Re: So if you're getting a tax refund whatcha doing with it?

Mine is directly going to savings for either paying down some debt or towards my first home that I am hoping to purchase this summer!

PresP
2/6/15: Credit Karma: 626
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: Purchase Second Home ASAP

Cards: Cap1 Secured - $300; Authorized User on Chase Card: $5500.
Established Member
Posts: 17
Registered: ‎10-25-2012

Re: So if you're getting a tax refund whatcha doing with it?

Downpayment on my first house!
Member
Posts: 6
Registered: ‎10-07-2012

Re: So if you're getting a tax refund whatcha doing with it?

Savings Account to later fund my Roth IRA for next year

Citi Forward ($9,000), Amex BCE ($6,000), Chase Freedom ($3,000), Discover IT ($1,700)
Regular Contributor
Posts: 170
Registered: ‎06-24-2011

Re: So if you're getting a tax refund whatcha doing with it?

Paying some credit cards off!

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$500 NFCU-$12500 Walmart-$800 BestBuy $1000 Navcheck 3000



2-4-14 Gardening
Established Contributor
Posts: 641
Registered: ‎01-31-2013

Re: So if you're getting a tax refund whatcha doing with it?

Paying tuition and paying off the last of my collections!  :smileyvery-happy:

     
Member
Posts: 10
Registered: ‎01-26-2012

Re: So if you're getting a tax refund whatcha doing with it?

After orginally thinking I was only getting $1,450 back, I was going to sock it away for summer courses....

 

BUT, after having problems with TurboTax, I went to HR Block and the person there said I was supposed to get $2,400 back! Plus an additional $1,000 after they did a second-look on last year's return.

 

So I'm going to pay off my credit cards AND put some away for summer courses AND have some left over for savings! Very happy right now!

Credit score as of 1/26/2012: 694 (TransUnion)

Credit Builders: Secured Credit Cards with PNC and Capital One. Speedway/SuperAmerica.

Current goal: Small loan for school courses.
New Contributor
Posts: 83
Registered: ‎04-27-2012

Re: So if you're getting a tax refund whatcha doing with it?


DannyC990 wrote:

After orginally thinking I was only getting $1,450 back, I was going to sock it away for summer courses....

 

BUT, after having problems with TurboTax, I went to HR Block and the person there said I was supposed to get $2,400 back! Plus an additional $1,000 after they did a second-look on last year's return.

 

So I'm going to pay off my credit cards AND put some away for summer courses AND have some left over for savings! Very happy right now!


Wow, so the 2nd look thing really works???  I am debating having someone look at my taxes rather than just doing it myself.  I feel like I have a pretty straight-forward return, but do you mind asking how complicated your financial situation is?  I am wondering if someone who has no income/losses outside of what is reported in W-2 (and meager interest statements for savings accounts) and no mortgage would benefit from paying for an actual preparer.

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