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So.. what is the catch with prepaid cell phone plans?

Frequent Contributor

Re: So.. what is the catch with prepaid cell phone plans?

Next month I am going to go into a T mobile store and get some info. Actually one of their contract plans isnt bad. All I really need is a smartphone android with a gps and they have several free phones that would satisfy my needs. I don't really need top of the line. If it does what I need it to do I am good.

 

Their plan with a contract is 60 dollars a month and that is doable. Every 2 years of course I could get a new free phone as an "upgrade"

 

Will definitely have to ask them how to unlock it though when traveling or if it is possible. If not then of course wifi calling in the hotel would be what I would do.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Message 11 of 24
Frequent Contributor

Re: So.. what is the catch with prepaid cell phone plans?

I had Sprint for several years until a coworker told me about Boost Mobile and how it runs off of the Sprint network. I switched!! That was 5 years ago. At first, I was paying $40/mo for unlimited call/text/web on a basic phone. In Nov 2010 they started their "shrinkage" plan, where for every 6 months of on time payments my bill drops $5, up to $15 off total, so now, I have an unlimited Blackberry plan data/call/text and pay $45/mo flat. Sept is suppose to be when they launch the iPhone and I can't wait to get my $15 off of that plan!

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Current Score: EQ 665 EX 687 TU 695


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Message 12 of 24
Super Contributor

Re: So.. what is the catch with prepaid cell phone plans?

I  had a Verizon smart phone which I switched to an unsmart but easier to use prepaid phone.  To me the catch is that they charge $2 a day when you use it so I have to think about the call before making it.  When I was on a fixed minute plan, that never occured to me. 

10/17/2017 FICO: EQ 829 TU 830 EX 826
Message 13 of 24
Highlighted
Valued Contributor

Re: So.. what is the catch with prepaid cell phone plans?

Sorry for waking up this thread, but I've heard that Virgin Mobile may offer the same prepaid deal for iPhone 5 as for previous models. I expect to use voice very little, and texting is not obligatory. I seem to recall some prepaid offered by AT&T, but can't find any specifics at this time. Do you know what the status is for these?

 

Message 14 of 24
Valued Contributor

Re: So.. what is the catch with prepaid cell phone plans?

The 12 from pageplus 250 minutes, 250 texts, 10mbs of data. Just shut data off and use wifi. 10mb is enough to look up the occasional phone number or address. This prepaid plan runs on verizon towers.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Message 15 of 24
New Contributor

Re: So.. what is the catch with prepaid cell phone plans?

I have straight talk and love it. I am using google play apps on a anfroid based touch screen phone that only cost me 99. at walmart. I still have my i phone that I need to switch to since it is unlocked now. my husband and I got out of our contract through at&t by paying their early termination fees. and paying those to get out, was about the same as if we had stayed two more months! And he is saving a ton of $ now.
Also, he got his i phonr unlocked and bought a special sim from straight talk to use his straight talk plan on his i phone. Thats what I plan to do with my i phone.
Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780

Message 16 of 24
Epic Contributor

Re: So.. what is the catch with prepaid cell phone plans?

Message 17 of 24
Regular Contributor

Re: So.. what is the catch with prepaid cell phone plans?

As far as now, I'm happy with my T-mobile pre-paid service. I switched from Net10 pre-paid to T-mobile just recently (January 2013).

 

I purchased a Nokia Lumia 710 phone (its a Windows 7.5 phone); its my first smart phone, and I really like it. Used USAA baking to deposit a check, the internet speed is quick, was hungry one day out of town and searched for a local Subway restaurant.

 

Its $30/month unlimited data/text. Talking minutes aren't great, but I don't use them much.

 

 

Pre-paid has come a long way, and has much improved. 

Message 18 of 24
Super Contributor

Re: So.. what is the catch with prepaid cell phone plans?


guiness56 wrote:

I use straight talk also.  $45 a month for unlimited everything. 


It's backed on the ATT network right? How do you like it? Speed etc




Message 19 of 24
Epic Contributor

Re: So.. what is the catch with prepaid cell phone plans?

It all depends on the zip code you enter but the ones ending in C use Verizon, androids use Sprint, ending in G use either T-mobile or AT&T depending on the area The reason is that since they are basic phones not 3 g they can be used in either network And all the Nokia smartphones are 3G and they only work on AT&T 3G network that's why they send you a sim for them.

 

And yes, it works perfectly fine.  I have a WalMart IPhone and it works just like the one from AT&T for a whole lot less.

Message 20 of 24