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Just right or too extreme?
I think her advice is sound but too extreme. I live by the philosophy of spending your money while you still can and also save for a rainy day. I would not do what she is suggesting- don't spend on your wants, instead spend it on retirement savings. Well, here's the problem, what if I die before I retire? I can't take that money with me and sadly, I just lived a meager life at the end.
I say, every- but in moderation.
I love to watch Suze, I think she is really entertaining. I love to hear her deny people. That being said I probably would not own any of the stuff I do if I took Suze's advise to heart. So my take is as long as you can pay the bills and put some in savings you are probably doing pretty good.
If you are constantly trying to borrow money from friends or family then you need to do something else. (Not saying you are).
But I believe if I want a new car and can afford the payments then thats my business to buy it or not.
IMO, her and Ramsey are both quacks.
She drives me nuts. I think she has some basic, good principles...but I have a hard time taking advice from someone who is making millions off of it. Wearing diamond earrings, designer suits and telling me to scrimp. Voice drives me really nuts...don't mind reading stuff.
Saturday Night live had a great parody of her a few months ago.
demi wrote:
Saturday Night live had a great parody of her a few months ago.
I took her scrimping advice to heart. I decided to take a book of hers from the library instead of purchasing a copy for myself.
There is moderation, but you have to live your life. What good is saving every cent for retirement when that day doesn't come? Travel while you're young enough to enjoy it. Choose what's important.....travel is important to me and I don't regret a cent of the $$$ I've spent on it.
Designer clothing or fancy cars aren't important so I scrimp there. Electronics aren't important so I rarely spend. I've still got our first 25" tv...Curtis Mathis from 1981 along with the vcr. It's not going to work after Feb.!! RATS
I'd LOVE a commercial range and I do plan on buying that in the future.
DW loved to watch Can I Afford It.
She is usually right on on her comments to people and I liked her request to the credit card companies to stop lowering CLs and RJ people.
I have heard her say wrong things about FICO scores but I dont remember the specifics.