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Yes, this is another Synch rant, so all y'all rant haters keep on hating. I'm losing my patience with GE/Synch. My 7th statement cut with my 76 gas card, pif every month before statement cuts, heavy usage. What a surprise.... NO CLI!! I've never had one, and the luv button is worthless just like India- sometimes US worthless credit solutions. REALLY???!! **bleep**! Grrrrrrrrrr.... The denial letters are all the same... They pull a report from April, citing the obvious bk, neg IIB accts blah freaking blah! I've been giving my GE cards A LOT of love all freaking 5 of them, PIF before statements cuts, and I'm rewarded how???? With NO CLI WHAT SO EVER!!
Swear to God I can't win for crap with them! All 5 are officially in the sock drawer and I'm not using any of them for 6 months, maybe longer and ill wait till they send me a letter "reminding" me ....."Pizza1!!, we are reminding you that your GAP card has $200 available in worthless credit to use now! Start shopping!!".... Etc, etc, etc...
at least my Loft and JCrew cards are getting CLI.... They will see love all during Christmas holidays, and GE will not.
Just sock drawer them if you don't feel like they're giving you anything back or better yet move on from them completely for now as your TLs with them don't seem to be growing too much. You shouldn't have to try bending over backwards to please a lender like this. Work with the cards that have really grown with you the most thus far and if you want to go further, just dump the ones that are underperforming. That's what I did with my 700 Wells Fargo college card recently and ended up getting something way better in my sig.
Sorry to hear. I don't get CLIs too often from GE, but I hardly ever use my cards. Do you have negs on your report?
same here. I have a Walmart and a Gap card. same ol story when I try the love button as well. I have some lates on my student loans that report each month even though I've been current for long time. that's their reason for not increasing mine. so in the drawer they go.
@pizza1 wrote:
Popa..... I think I'm gonna close them all in February at the one yr mark. You're right that I shouldn't have to kill myself and bend over and take it up the ass for a CLI! It's stupid! My majors (navy, cap I e and Barclays have been so good to me).... Ill just stick with them, giving them even more usage now that I don't have to spend on my 5 GE cards
Sounds like a good plan to me. Forget that you even have them until that time.
took 11 years for capital one to give me any credit increase