02-09-2013 03:44 PM
I'm snowballing Chase to death! It's a good card but really hasn't grown with regular use.
They don't seem to flex when it comes to hard pulls for increases, but have been willing to match my highest limit after I called the backdoor credit analyst for a recon.
A lot to go through for a CLI but it worked.
02-09-2013 07:48 PM
FWIW, I probably have enough credit. A few CLIs would really give me a score boost by lowering utilization but that's happening as they get paid down Long term, I really won't be needing $40K+ in available credit and anticipate shredding and closing accounts.
I'll gladly trade Chase's, Amex Delta, Citi Diamond, USAA MC, and possibly USAA Amex for the peace of that would come with having less credit stuff to continually worry about and monitor. That's really a 5-7 year plan, though. At this point, closing cards would just screw up utilization.
02-10-2013 08:47 AM
I think I have enough cards too... but I wouldn't mind higher limits.
02-13-2013 06:03 AM
It's a real card, the AMEX Zync, however it's discontinued now so you can't app for it.
02-13-2013 09:05 AM
Is that a real card? How do you get a white Amex card? What's it really called, or is that just photoshopped?
... it begins.
02-13-2013 09:58 AM
It's how myths and legends are started.
02-13-2013 02:56 PM
I'd also love a few CLIs but not enough to give up an HP.
Hard pulls are temporary, but a good CL is a gift that keeps on giving...
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