"Accepting credit card offers just because they're offering you more money is irresponsible. You'll end up owing them all that money."
"Credit doesn't really matter because it's just a fancy word for saying 'debt'."
"I don't believe in credit. You can buy everything with cold hard cash!" <--- hey, if you have a down payment on a house and a car or let alone pay it in full... great! But credit might save your butt when you run out of your millions.
