@pizza1 wrote:I'm not a patient person, and this BS credit solutions dept where the glorified CSR can't do **bleep** if your credit is not up to par, is freaking ridiculous. I really do think that my stress level would come down tremendously if I didn't keep these cards anymore (I have 5). The no cli thing has reached epic portions and I just don't think I can wait another 9 years to actually get one. (My bk falls off then). I stress all the time about them, they junk up my mailbox, and I'm tired of yelling at stupid ass credit solutions when they can't overturn anything..... What a joke!!! (Sighs).... I seriously need to close all of them, they stress me out literally, don't need them for utilization, and I'd be happier I think, lol. Hell, even Comenity is giving me increases!!
@FinStar.... I know you're surprised to see this post...
Oh, Pizza. 
If that is what is best for you, do what is best. OR -- I AM JUST SAYING -- take a step back and just wait a while. I am sure you will get CLIs. It will just take TIME. Maybe a lot, but maybe less than you think. Be strong, Pizza!
@pizza1 wrote:I'm not a patient person, and this BS credit solutions dept where the glorified CSR can't do **bleep** if your credit is not up to par, is freaking ridiculous. I really do think that my stress level would come down tremendously if I didn't keep these cards anymore (I have 5). The no cli thing has reached epic portions and I just don't think I can wait another 9 years to actually get one. (My bk falls off then). I stress all the time about them, they junk up my mailbox, and I'm tired of yelling at stupid ass credit solutions when they can't overturn anything..... What a joke!!! (Sighs).... I seriously need to close all of them, they stress me out literally, don't need them for utilization, and I'd be happier I think, lol. Hell, even Comenity is giving me increases!!
@FinStar.... I know you're surprised to see this post...
If they aren't working for you, then close them. For maximum FICO scoring you only need 3 open accounts, and you have that with NFCU, Barlcays, and Cap One. They are not necessary at this point so if they want to play hardball then kick them the hell out of your card wallet!
