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TransUnion doesn't like me!

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bdhu2001
Valued Contributor

TransUnion doesn't like me!

Okay.  I'm just putting it out there. TU 08 plays with me.  I can't seem to crack 800.   TU & I have been going back and forth since my Discover card started supplying the figure.

 

I go up to 797, then go down to as low as 754 when I take out loans. I don't normally pay for subscriptions, but I decided to get one to see how my new mortgage affected my scores.. On 12-28-16, my 3B report showed my 08 scores as: EQ 794, TU 779, & EX 826.  

 

 

My home loan hit and the alerts showed my scores as EQ 786, TU 776, & EX 818.  I paid down my auto lease and my scores jumped to EX 08 is 840, my EQ 08 is 813, but my TU is 797. 

 

That's right TU 08 likes to play with me' 3 points shy of 800.  It's like TU is saying hey, if you hadn't re-fi to a 15 year loan, you'd have finally made it.   On the plus side my FICO 08 bankcard scores must be awesome with the jump in scores, but I can't see continuing the subscription just for curiosity.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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