Valentine's Day vs Debt

ficonian · ‎01-23-2015

With Valentine's Day nearly upon us...

Would you obtain more debt, to buy him or her THAT Valentine gift?

Safe for me to say, no. THAT gift would be on our wish list. Light bulb moment...that's probably why I'm single.

Anonymous · ‎01-23-2015

NO!

Dalanar · ‎01-23-2015

The gift of love is priceless so how can I go into debt

Experian: 729 Equifax: 740 Transunion: 732
Capital One Mastercard: $0.4K, Capital One Quicksilver: $5K, Chase Southwest Premier: $7.5K, Amex Blue Cash Everyday: $24.9K, Discover It: $9.4K, Chase Sapphire Preferred: $16.9K, Citi Hilton HHonors Reserve: $7.7K, Arrival+ BarclayCard MC WE: $7.5K

Imhotrodcrazy · ‎01-23-2015

NO. Being together should be enough.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15

disdreamin · ‎01-23-2015

Absolutely NO. (Says the person who took out a $XX,XXX loan for a Christmas gift. <-- It didn't sound quite that insane at the time, but when I type it, I am horrified. .).

Gunnar419 · ‎01-23-2015

Nope. I'd also be nervous if somebody went into debt to buy a gift for ME.

I'd say if you really want to do something special, then make it something like fixing a meal, planning quality time together, doing extra house or yardwork for them, make something for them, things like that. If THE special gift is expensive, then either save for it or question why you need to go into debt to please somebody.

Gunnar419 · ‎01-23-2015

@disdreamin wrote:
Absolutely NO. (Says the person who took out a $XX,XXX loan for a Christmas gift. <-- It didn't sound quite that insane at the time, but when I type it, I am horrified. .).

Holy bleep! That's definitely scary. Impressive, but scary.

CarbonCard · ‎01-23-2015

@ficonian wrote:

With Valentine's Day nearly upon us...

Would you obtain more debt, to buy him or her THAT Valentine gift?

Safe for me to say, no. THAT gift would be on our wish list. Light bulb moment...that's probably why I'm single.

Well, my ex broke up with me 2 months ago so I won't be spending any money this Valentines day haha.. But she also left me in debt (I spent a ton of money on her)..

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus
Take the myFICO Fitness Challenge

Anonymous · ‎01-23-2015

Define debt. Ill buy her something nice, and pay off the bill later that month. But no, nothing Im gonna be paying on for months. Damn it. Looks like gas station donuts since discover 5 percent is gas stations this quarter.

Thank god she loves donuts.

By the way, best girl i ever dated (should probably have married honestly) she and i decided to celebrate valentines day in march. First year we were together, i had to work the whole v day weekend. She asked if i cared if she went away with her best friend. We picked a weekend in march, had an awesome weekend. Got deals on everything, restaurants were empty, had a nice cottage in wisconsin for like 40 bucks a night. Roses cost me 39 dollars instead of 100, and we had the whole resort to ourselves. None of the being packed into a busy restaurant with a bunch of people who were spending too much money and trying way too hard.

priceless. after that year we did the same thing every year for the 4 we were together. I would make dinner on real v deay, and we had our own secret valentines day when it worked better for us.

ficonian · ‎01-23-2015

Basically, the state of owing. You rightfully, paid your debt off each month. You sure know how to romance. Dine on a Dime. I'm good with that.