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Contributor
Posts: 139
Registered: ‎07-06-2013

Visa/MasterCard acceptable CC images

Hey everyone, great forum!

I was wondering if anyone has used custom images for their VISA or MC. I've read the acceptable terms, but wanted to make sure things like album art or classic paintings are permissible. Anyone who's customized the look of a card I'd love to get feedback on your experience with the image approval.
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Valued Contributor
Posts: 1,486
Registered: ‎08-30-2011

Re: Visa/MasterCard acceptable CC images


Tuxedo77 wrote:
Hey everyone, great forum!

I was wondering if anyone has used custom images for their VISA or MC. I've read the acceptable terms, but wanted to make sure things like album art or classic paintings are permissible. Anyone who's customized the look of a card I'd love to get feedback on your experience with the image approval.

If it's not copyrighted and meets the terms/conditions of submission, I don't see where there would be a problem.  Many images are public domain.  Album art may be copyrighted, so you may want to check the album jacket to make sure.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

Thanks for the reply thom.....btw, what kind of AMEX is that in your signature? Never saw that one before....looks groovy though
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Frequent Contributor
Posts: 442
Registered: ‎07-12-2013

Re: Visa/MasterCard acceptable CC images

I customized both of my cards with Capital One.  I do photography as a hobby, so both my cards feature images I've taken myself.  The equipment I had at the time was proffesional level, so I was worried Capital One might come back and say the images are copyrighted.  They're right however they're copyrighted by me lol.  I had no issues with either getting approved.  

 

Before I submitted the images to Capital One, I tried with First Premier, of course they came back saying the images are copyrighted.  I'm kinda glad they didn't approve it so they couldn't charge me fees for customizing my card.  As far as I could tell with both cards they're no appeal process to say, yes they're are copyrighted but it's my copyright.  

 

Which company are you trying with?

 

Oz

AU:
NFCU Navcheck: $15,000 [11/14] | Past FICOs: (06/2013): EQ 573 | TU 585 | EXP 541
Current FICOs [07/27/15]: EQ 672 - 10 INQs/8 in last 12m | TU 674 - 4 INQs/3 in last 12m | EXP 682 - 4 INQs/3 in last 12m
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

^^^^the blue and whit one^^^^
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

@OZ, I'm trying an image with my Credit Union VISA, and Cap One
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013

Re: Visa/MasterCard acceptable CC images

I've customized most of my Cap1 cards, my dog, my family, and a custom logo a friend of mine generated for me. No issues whatsoever


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Established Contributor
Posts: 656
Registered: ‎07-17-2007

Re: Visa/MasterCard acceptable CC images

I've customized my card with Cap One. I used a picture I took during a vacation in New Orleans, it's of a sign that says "Bourbon St" covered in marti gras beads. It looks great.

Fast forward few years later and my card got a bit worn, I figured I'd replace it and maybe crop the picture slightyly differently. So I send in the exact same picture, but get denied. Reason given is an overly broad comment that pictures can't "glorify drug or alcohol use". Huh? But then when I just asked for a replacement card, they sent me the same one,with the same picture.

So I guess YMMV?

Valued Contributor
Posts: 1,610
Registered: ‎03-24-2013

Re: Visa/MasterCard acceptable CC images

tuxedo his amex cards are zync and clear i believe. both of those cards are discontinued and no longer offered to the public.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$10,000---------$10,750----------$5,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 761
Valued Contributor
Posts: 1,486
Registered: ‎08-30-2011

Re: Visa/MasterCard acceptable CC images


Tuxedo77 wrote:
Thanks for the reply thom.....btw, what kind of AMEX is that in your signature? Never saw that one before....looks groovy though

 

The one in the middle?  That's the "phantom" card...AMEX Clear !

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15
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