Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 139
Registered: ‎07-06-2013

Visa/MasterCard acceptable CC images

Hey everyone, great forum!

I was wondering if anyone has used custom images for their VISA or MC. I've read the acceptable terms, but wanted to make sure things like album art or classic paintings are permissible. Anyone who's customized the look of a card I'd love to get feedback on your experience with the image approval.
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Valued Contributor
Posts: 1,578
Registered: ‎08-30-2011

Re: Visa/MasterCard acceptable CC images


Tuxedo77 wrote:
Hey everyone, great forum!

I was wondering if anyone has used custom images for their VISA or MC. I've read the acceptable terms, but wanted to make sure things like album art or classic paintings are permissible. Anyone who's customized the look of a card I'd love to get feedback on your experience with the image approval.

If it's not copyrighted and meets the terms/conditions of submission, I don't see where there would be a problem.  Many images are public domain.  Album art may be copyrighted, so you may want to check the album jacket to make sure.

EX = 828 EQ = 846 TU = 833 as of 02/2016
Retired and Retiring Cards!
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

Thanks for the reply thom.....btw, what kind of AMEX is that in your signature? Never saw that one before....looks groovy though
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Established Contributor
Posts: 699
Registered: ‎07-12-2013

Re: Visa/MasterCard acceptable CC images

I customized both of my cards with Capital One.  I do photography as a hobby, so both my cards feature images I've taken myself.  The equipment I had at the time was proffesional level, so I was worried Capital One might come back and say the images are copyrighted.  They're right however they're copyrighted by me lol.  I had no issues with either getting approved.  

 

Before I submitted the images to Capital One, I tried with First Premier, of course they came back saying the images are copyrighted.  I'm kinda glad they didn't approve it so they couldn't charge me fees for customizing my card.  As far as I could tell with both cards they're no appeal process to say, yes they're are copyrighted but it's my copyright.  

 

Which company are you trying with?

 

Oz


NFCU cashRewards VS 25k (Joint), NFCU Flagship VS 25k, AMEX BCP 25k, Cap1 QS WMC 23.9k, Chase United Mileageplus Expolrer VS 13k, NHL Discover It 11.5k, Citi Hilton HHonors VS 8.5k, AMEX Hilton HHonors 8k, USAA Rewards VS 8k, Barclaycard Sallie Mae WMC 7.7k, NFCU goRewards VS 7k, Citi DC WEMC 6.2k, Chase Freedom VS 5k, Chase Marriot VS 5k, Chase AARP 5k, AMEX ED 2k, Amazon Prime Store Card 10k, NFCU CLOC 15k. AU: Chase IHG WMC 22k, AMEX ED 19.5k, Best Buy Visa 10k, Chase Freedom 5k,
Current FICOs [08/22/2016]: EQ 704 | TU 726 | EXP 719 | Past FICOs: [06/2013]: EQ 573 | TU 585 | EXP 541 |
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

^^^^the blue and whit one^^^^
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Contributor
Posts: 139
Registered: ‎07-06-2013

Re: Visa/MasterCard acceptable CC images

@OZ, I'm trying an image with my Credit Union VISA, and Cap One
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013

Re: Visa/MasterCard acceptable CC images

I've customized most of my Cap1 cards, my dog, my family, and a custom logo a friend of mine generated for me. No issues whatsoever


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Established Contributor
Posts: 661
Registered: ‎07-17-2007

Re: Visa/MasterCard acceptable CC images

I've customized my card with Cap One. I used a picture I took during a vacation in New Orleans, it's of a sign that says "Bourbon St" covered in marti gras beads. It looks great.

Fast forward few years later and my card got a bit worn, I figured I'd replace it and maybe crop the picture slightyly differently. So I send in the exact same picture, but get denied. Reason given is an overly broad comment that pictures can't "glorify drug or alcohol use". Huh? But then when I just asked for a replacement card, they sent me the same one,with the same picture.

So I guess YMMV?

Valued Contributor
Posts: 1,710
Registered: ‎03-24-2013

Re: Visa/MasterCard acceptable CC images

tuxedo his amex cards are zync and clear i believe. both of those cards are discontinued and no longer offered to the public.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Valued Contributor
Posts: 1,578
Registered: ‎08-30-2011

Re: Visa/MasterCard acceptable CC images


Tuxedo77 wrote:
Thanks for the reply thom.....btw, what kind of AMEX is that in your signature? Never saw that one before....looks groovy though

 

The one in the middle?  That's the "phantom" card...AMEX Clear !

EX = 828 EQ = 846 TU = 833 as of 02/2016
Retired and Retiring Cards!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.